Follow-up investigation on the report of "physical examination" of public toilets: the signs are not uniform during the day and it is very difficult to find them at night

  The English of a public toilet sign near Wangjing Bridge is all capitalized.

  One kilometer away, the first letter of the public toilet guide board in Sun Palace Park is capitalized and the rest is lowercase.

  At night, a sign near the orchard roundabout "hides" in the lawn.

  In different hutongs, the external signs of public toilets are different; One kilometer apart, the English of the guide board is not uniform; At night, the guide board is not bright, and only the light reflected by motor vehicles can be conspicuous enough … … In December 2019, this newspaper published a report on "Medical Examination Report of Public Toilets", which triggered a discussion. Some citizens have reported that there are still some details in public toilets that need to be further improved.

  The reporter’s investigation found that at present, the practices of public toilets in various districts of Beijing are different in terms of external wall signs, English titles for men’s and women’s toilets, and the setting of guide boards. The public appealed whether the details could be unified and standardized. In the era of "toilet revolution", public toilets have a good "lining" and a good "face".

  The logo is not eye-catching and outsiders are hard to find.

  At 3 pm, people came and went in Wudaoying Hutong. There are two public toilets about 50 meters apart, and the exterior wall signs are different in configuration. The public toilets near the west, because there are signs of public toilets hanging horizontally, can be seen from a distance by people visiting hutong. In addition to the horizontal sign, there are two stainless steel signs on the front of the public toilet. One piece is written with toilet operation and maintenance information, and the other piece identifies the object that the toilet can be used. However, the public toilets near No.13 Wudaoying Hutong, which is near the east, have no signs hanging horizontally, and there is no other information except two "male" and "female" signs and a stainless steel sign at the entrance.

  In the same public toilet in Shejiahu, Xicheng District, only the "male" and "female" signs and a public toilet operation and maintenance information card were posted at the entrance of the toilet. "Anyone who lives in an alley must know that it is not easy to find it from the outside without going closer." Ms. Zhang passing by said. A public toilet in Dongbeiyuan Hutong, a few tens of meters away, and a public toilet beside No.216 Xiheyan, Qianmen, which are not far apart, only posted a stainless steel operation and maintenance information card and "male" and "female" entrance cards, and there was no obvious sign on the front of the public toilet.

  "The feeling is a little simple. I have seen elsewhere before that some public toilets either have signs with white characters on a blue background next to them, or there are several bronze and gold characters on the walls of public toilets, or a sign is hung obliquely on the heads of public toilets, which is easy to identify. " Mr. Dong, who works near Heping Gate, said that he found the toilet in the alley by navigation, and suggested that more eye-catching signs could be added to the public toilets.

  The reporter found that at present, the number of functional signs in toilets in hutongs is different. As for the gender identification at the entrance to the toilet, it is even more varied. Some public toilets use silver or white backing signs, while others have white characters on a blue background. For men Men”“Women, some use "men" and "Women", some use "Male" and "female", and some use "male" and "women" together.

  The guidance is irregular and the content is not standardized.

  Compared with the toilets and gender signs on the external walls, those public toilets standing on the street can often help the public find the toilets. However, the survey found that there were no corresponding signboards on the streets around some public toilets. Some of the public toilet signboards that have been set up are "with a tail but no head", some are "with a head and no tail", and some are too close to the toilet, and the content is relatively simple.

  "Master, I see the navigation says there is a toilet here. Where is it?" At 3 o’clock in the afternoon, Xiao Qin, who was visiting from other places, asked a merchant. "Just in front of you, look, there!" About 100 meters south of the entrance G of the Lama Temple subway station, it is a public toilet. However, under the uniform gray exterior wall, there are only two "male" and "female" signs about the size of an ordinary book at the entrance of the public toilet, plus a stainless steel public toilet sign. Passers-by will miss the public toilet if they are not careful. "It may be the need of street appearance, and there are no eye-catching tips on the external walls of public toilets." A nearby resident said.

  The reporter started from the Lama Temple Bridge and walked south along the west side of Lama Temple Street to the public toilet. No sign was found about 300 meters away. Until you reach the intersection with Guozijian Street, you find a sign of the public toilet. On the east side of the road, there is only one public toilet, which has erected a guide board at the roadside under the Yonghe Palace Bridge, and it has been nearly 500 meters away from Guozijian Street. In a public toilet on Chengshousi Road, there is no public toilet sign on the east street about 300 meters away from the subway station. "Although there is navigation now, it is necessary to set up a guide board. I have seen signs around some public toilets about 50 meters away, but there are also some that are not even a few hundred meters away … …” Citizen Sun Fangfang said.

  In addition, the reporter consulted the Code for the Construction of Public Toilets in Beijing, which pointed out that there should be guiding signs near public toilets, and the contents of guiding signs should include the identification, direction and distance of public toilets. After visiting the public toilets in many districts, it was found that the signs and directions were generally marked, but the distance was hardly marked. "Direction suggests adding some Chinese characters. What if the arrow grinds away? It is also necessary to mark how many meters away, which is a humanized service. " Sun Fangfang suggested.

  Different case patterns are quite "casual"

  In the investigation, the reporter found that apart from the setting distance of the guide board in public toilets, the standardization of the content of the guide board itself is also a problem. Even a short distance of one kilometer, the English case of "public toilets" on different signs is not uniform. And some signs are also very "casual", and the traditional "male left and female right" has become "female left and male right".

  Near Sun Palace Park, the auxiliary road of Sun Palace Middle Road, a Public Toilet guide board with blue background and white characters is erected on the roadside, and the English initials above are "public toilet". On the roadside of Wangjing West Road, which is about 1 km along the auxiliary road of Taiyanggong Middle Road to Wangjing Bridge and about 50 meters away from Wangjing Bridge, the English signs of PUBLIC TOILETs are all capital letters, which are "public toilet".

  "Most people don’t care about these spellings, do they? Unless foreign friends see it, they may make a fool of themselves. " Uncle Ning, who is exercising in Sun Palace Park, said that, in any case, the case of inconsistent English case of this signboard in short distance should be corrected.

  In addition, around Tongzhou Orchard, there is a public toilet sign that looks "awkward", which also makes the surrounding residents talk about it. "This brand seems to be smaller than the general guide card, and the pattern on it is printed backwards, right?" The reporter saw at the scene that the size of the signboard is about two-thirds of that of ordinary public toilets, and the gender pattern on the signboard is opposite to that of most signboards — — The women’s pattern is on the left and the men’s pattern is on the right. There are also signs similar to the pattern of "women left and men right" on the roadside of Yonghe Palace Street.

  Not only that, but the installation location of the signboard is also somewhat confusing: it is not installed on the roadside of the street, but in the park lawn about three meters away from the roadside. "This brand is small, but also ‘ Hide ’ In the flower bed lawn. Not to mention looking for a toilet at night, it is more difficult to see if you are not careful during the day! "

  Can the sign light up if it needs to be "borrowed"

  In the report on the "physical examination" of public toilets in early December last year, the public strongly reflected that the lights on the walls of some public toilets were dim and the roadside signs were not "glowing", so it was more difficult to find public toilets at night. In this interview, many citizens also talked about this.

  "I pass here after work every day and know that there are public toilets. I can often be asked where there is a public toilet near here. " In the auxiliary road of Jingtong Expressway, there is a public toilet around Guanzhuang subway station, and a sign stands on the roadside lawn. Luo Fei, an office worker, said that the public toilet sign with white characters on a blue background was conspicuous during the day, but it was easy to see at night by the reflection of the car lights. "This brand is made of reflective materials, but it is still not as good as what I saw in some places in the south. It is better to light it directly."

  The public toilets near Manchunyuan Park, near Jiushushu East Road in Tongzhou, are places where many aunts and grandmothers who come to exercise "solve" their internal emergencies. "We are all familiar with this place, but young people and newcomers are not necessarily." Uncle Shi said that the internal environment of this public toilet is clean and tidy, and the heating is sufficient, but the external lighting of the public toilet is relatively lacking.

  The reporter saw at the scene that the front of the public toilet had five characters of "public toilet" with silver characters on a yellow background, and a public toilet signboard with white characters on a blue background was also hung on the wall next to the toilet. However, after entering the evening, these originally intimate settings are somewhat "ineffective". In sharp contrast to this, because there are businesses operating on the upper floor of the public toilet, after the light boxes with large characters such as "skin care modeling" are lit, the public toilet is "set off" and difficult to identify.

  "I think it is necessary! Electrify the light box or guide board of the public toilet, or use some advanced scientific and technological means to make it light up at night. " Uncle Shi, who is exercising, said that public toilets, as public services in the city, can be made more convenient.

  According to public reports, domestic cities have tried to set up light box signs, LED light source signs, solar-powered public toilets signs and so on. Even in cloudy days, solar signs can guarantee normal use for 2 to 3 days.

  Our reporter Li Songlin Wen and photo

Experts in the popular "Love Course" in colleges and universities: Teaching love is not simple.

  China Women’s Daily China Female Network reporter Fu Dongyan

  It’s the beginning of the school season again. How will the freshmen of the millennial generation feel when they see the "Love Class" listed on the schedule? Is it longing or avoiding? Is it dismissive or full of expectations?

  It is understood that at present, many colleges and universities have opened open classes or elective courses related to love. Some courses are crowded, while others have quietly disappeared. Relevant experts said that it is necessary to offer love courses for college students, but it is not so simple to teach students to "fall in love".

  Popular love course in colleges and universities

  The elective course "Psychology of Love" offered by the School of Public Administration of China University of Mining and Technology has been popular since it was offered. According to reports, on the online open course platform of the school, the number of hits of this elective course exceeded 1.2 million times, and the number of online elective courses exceeded 10,000.

  As early as 2013, East China Normal University put "Love" into the classroom and opened an elective course called "Marriage and Love". The course was set for 84 students, and the actual registration was close to 500.

  In September 2015, Zhengzhou Normal University opened an elective course of "Love Psychology", which was full once it was opened;

  In March 2016, the love course named "Theory and Practice of Love Studies" of Tianjin University was officially opened, and the starting unit was the Youth League Committee, which accounted for two credits;

  Nanjing University’s "Campus Love Open Class" consists of five lectures, including a love questionnaire survey and famous people commenting on love stories. In the love elective course of Southwest University of Political Science and Law, the teacher will teach some tricks of confession and chatting up, and writing love letters becomes one of the homework after class; Fudan University gave a wonderful lecture on "About Love" when teaching "Ideological and Moral Cultivation and Basic Law". After the video was released on the Internet, its popularity quickly exploded … …

  In recent years, there are not a few colleges and universities offering love courses, which involve psychology, love skills, love economics, marriage and family.

  "In fact, the content about love psychology is a part of the compulsory course of college students’ health education, but the general class hours are less." Xia Cuicui, an associate professor at the Student Psychological Counseling and Service Center of Beijing Normal University, said.

  Beijing Normal University, which is good at psychology, has a long history of love course. As early as 2007, Xia Cuicui opened a course "Intimacy and Self-growth", in which love content is an important part. Later, due to work arrangements, this course ended, but Xia Cuicui will hold some group activities or lectures in this field from time to time.

  Xia Cuicui said that love classes are generally offered in colleges and universities, which shows that colleges and universities are paying more and more attention to the psychological growth of college students, which is the embodiment that the state attaches importance to people’s mental health and people’s pursuit of a better life.

  A necessary and beneficial course.

  However, the reporter noticed that the related reports about setting up love classes in colleges and universities in Weibo attracted many netizens’ messages, with mixed opinions.

  The supporters are in the mainstream:

  @ Lu Kemin: It is just necessary for college students to establish a correct concept of love.

  @ Dashan Community: There is a kind of people whose love concept is really incorrect. Schools should not only teach textbook knowledge, but also have correct guidance on emotional concepts, which can effectively reduce the crime rate and suicide cases.

  @ Almost Far Away: It is very necessary to guide students to form a correct concept of love and marriage. Hiding it will only cause a lot of pain in the future.

  @ 丫丫丫丫: Our country’s knowledge about love is generally learned from peers, and many of the knowledge of peers is inaccurate. Therefore, this course should have been opened long ago, but we must pay attention to the methods and not become chicken ribs.

  There are also a few who oppose it:

  @ Psychologist Mr Tang: The concept of love begins with values. It is better to read more books and learn more about the world.

  @ 京京京京: Textbook-style love is definitely not practical. If everyone falls in love according to the textbook, then there is no need to fall in love. If you think the conditions are right, just get married.

  @ @CHENJIANXING: Love varies from person to person and cannot be generalized.

  @ @Twink: They are rich in theoretical knowledge, but they are likely to die in the cradle of love.

  There are also some skeptics:

  @ @MIN-Wolves: Will this work?

  … …

  "It is necessary and beneficial to offer courses related to love and marriage." Ke Qianting, an associate professor in the Chinese Department of Sun Yat-sen University and an expert in gender culture research, affirmed. She further explained that in the process of love and communication, there are often many conflicts, and college students are generally inexperienced in dealing with such conflicts, which can be resolved by understanding knowledge. For example, some people have the desire to control others and think that they love others, so they must control, harass and track them; For example, the more common breakup violence, etc., is theoretical, knowledgeable and methodological in these aspects.

  "Now, the whole sociology pays great attention to people’s emotional research. Therefore, I think this course is very necessary, and I can tell students with theoretical knowledge how to understand the signals sent by the other party in communication. How to resolve misunderstandings and contradictions? How to respect others? Wait. " Ke Qianting said.

  At the same time, she also stressed that teaching love knowledge is not to make you a master of love, but to let you know more about love, emotion and communication, and to be able to deal with specific problems in the future.

  In this regard, Xia Cuicui’s point of view is that love-related courses may not be needed by everyone, but they can meet the needs of some people. "There are more girls in our normal university, so from the situation of consulting me at ordinary times, there are still quite a few students who need this part." For example, she said, for example, some students who are lovelorn can’t go out, some don’t know how to solve the love conflict, and some fail in love because of personal personality problems. "Such students need to solve their own problems through some learning."

  Xia Cuicui said that the love course actually uses psychological methods to deepen self-understanding, explore self-growth experience and sort out the correct concept of love and marriage, so as to help college students better promote their love relationship and prepare for their future marriage and family life. "Correct education and guidance on love and marriage can cultivate a person’s ability to build a happy family and let more people live with quality."

  In the interview, experts have affirmed the benefits of love courses for future marriage.

  "During my college years, learning some theoretical knowledge will definitely help my family life in the future." Ke Qianting said that college students have the ability to analyze and reflect. Comparing theoretical knowledge with parents’ marriage in reality and romantic love seen on TV will guide their future love and marriage.

  Put forward a big challenge to the teaching teacher

  It is reported that the "Psychology of Love" in China University of Mining and Technology was taught by Professor Duan Xinxing, dean of the School of Public Administration and doctoral supervisor. She led a team of more than 10 professional teachers to jointly develop the course content. In order to get into the inner world of college students, Duan Xinxing spent a lot of time catching up with "young people’s things". Whenever she had time, she would chase plays at home, and she would never fall behind the popular online celebrity plays, online celebrity movies and variety shows.

  "It is necessary to really talk about love." Xia Cuicui affirmed Professor Duan Xinxing’s dedication to the course: "Because there is no prescribed teaching material and syllabus for the love course, it is a test of the ability and dedication of the professor. How to better combine theory with practice? This poses a great challenge to the teacher. "

  How should we teach the course of love? Xia Cuicui, who has many years’ teaching and consulting experience, believes that psychology courses are different from traditional courses. Teachers should not directly talk about what you should do, but should help them guide and summarize through the interaction between teachers and students, and convey some correct concepts and ideas. "And students’ gains vary from person to person and from class to class, but students will definitely gain something from courses that are really close to students’ needs."

  Ke Qianting also said that at present, the research in this field in China is still superficial, and it takes time and energy to explore continuously.

  Therefore, she suggested that teachers who teach this course should, first, take the needs of students as the leading factor, and teachers should understand what the current generation of young students think and need, and like Professor Duan Xinxing, meet the unique needs of students on the basis of investigation; Second, this is a very practical course, so we should not simply instill it, but let students participate in discussion and communication more. Third, this course should not only talk about some knowledge and methods of communication, but also convey a correct concept, the basis of which is to respect life. "This is the basic values and framework of this course. Only by truly understanding respect can we know how to love each other, which is the key to love and marriage. "

Party Construction Forum | Focus on Improving the Political Ability of party member Cadres

  The General Secretary of the Supreme Leader clearly pointed out that political ability is the ability to grasp the direction, the general trend and the overall situation, and the ability to maintain political strength, control the political situation and prevent political risks. Political ability is not only the primary ability of party member cadres, but also the test yardstick to measure whether party member cadres can shoulder heavy responsibilities. Improving the political ability of party member cadres is a profound and long-term systematic project of our party, the eternal source of our party’s vitality and combat effectiveness, and the internal support of our party’s continuous strengthening.

  Insist on tempering the political character of absolute loyalty. All political issues within the Party are, in the final analysis, whether they are loyal to the Party. Loyalty is an excellent character that communist party people must possess. Loyalty to the Party is the political gene handed down from generation to generation by cadres in party member, the blood soul of cadres in party member, and the eternal heart of cadres in party member. Looking back at the eventful years of history, it is precisely because of communist party people’s absolute loyalty to the Party that the Communist Party of China (CPC) can accurately grasp the historical context and trend at every historical juncture related to the national peril and the rise and fall of the country, and forge ahead without fear of difficulties, thus pushing forward the great cause of socialism. Absolute loyalty is the highest level of loyalty to the party, and it is loyalty that is consistent in words and deeds. Party member cadres should integrate their absolute loyalty to the Party into their marrow and soul, strengthen the "four consciousnesses", strengthen the "four self-confidences", practice the "two safeguards", always ensure a high degree of ideological and political consistency with the CPC Central Committee with the Supreme Leader as the core, and make sure that the CPC Central Committee advocates a firm response, resolutely implements its decisions, and resolutely forbids it. The majority of party member cadres should strive to be loyal guardians of the Party, be loyal to the Party in terms of ideology and belief, be loyal to the Party in terms of strict discipline, be loyal to the Party in terms of integrity, and be loyal to the Party in terms of performing their duties and responsibilities, and always walk with the Party with one heart, one mind and one mind.

  Insist on tempering the political consciousness of aligning with the table. The majority of cadres in party member must always check their watches, wind up their clocks, and align their hands with the direction of safeguarding the authority of the CPC Central Committee and the fundamental interests of the people, so that they can live up to their mission in Do not forget your initiative mind. In December 2015, General Secretary of the Supreme Leader emphasized at the special democratic life meeting in the Political Bureau of the Central Committee that the Political Bureau of the Central Committee’s comrades must have a strong sense of conformity, and always take the initiative to conform to the CPC Central Committee and the party’s theory, line, principles and policies. The sense of conformity is not only the requirement put forward by the Supreme Leader General Secretary to the leading comrades of the Political Bureau of the Central Committee, but also a command to all cadres in party member. Emphasizing alignment is the essential attribute and organizational characteristic of the Communist Party of China (CPC) as a Marxist political party. The majority of party member cadres must firmly establish a sense of conformity, often correct their appearances and diligence, persist in introspection in the process of conformity, always build a foundation of faith, always cherish the heart of the people, and always think about the laziness of the spirit, promptly remove ideological cancer, promptly remove physical lesions, and cultivate political consciousness of conformity with appearances. The alignment of major events reflects the foresight of cadres in party member, while the alignment of minor events shows the character of cadres in party member. Only when the cadres in party member often take the initiative to self-examine, self-correct and self-correct their thoughts and actions, can they remain unshakable in their thoughts, keep pace and keep their direction, consciously enhance their subjective consciousness and responsibility, and implement their sense of conformity in all aspects of their work and life.

  Adhere to the political realm of tempering the overall situation. Those who do not seek the overall situation are not enough to seek a domain, and those who do not seek the world are not enough to seek a moment. Looking back at the history of the Party’s struggle and development, the Communist Party of China (CPC) was able to move from one victory to another by far-sighted political foresight and broad mind, so as not to lose political determination because of the complicated and changeable situation, not to stagnate because of the shackles of difficulties, and not to be complacent about the current development achievements. Entering the new era of Socialism with Chinese characteristics, especially in the critical period of reform, party member cadres must firmly establish a sense of the overall situation, constantly enhance their ability to analyze and judge, cope with complex situations and clarify the rights and wrongs, and never allow them to make choices, discount or make changes in implementing the decision-making arrangements of the CPC Central Committee, never allow them to engage in "policies from above and countermeasures from below", and never allow them to discuss the major policies of the central government. Only by profoundly understanding and grasping the new ideas, new ideas and new strategies of the Party Central Committee in governing the country, can the vast number of party member cadres accurately grasp the historical position and opportunities and challenges with the vision of "not afraid of clouds covering their eyes", and can they push forward the great cause of Socialism with Chinese characteristics with the determination of "sticking to the green hills and not relaxing".

  Insist on tempering the political integrity of words and deeds. To be a man is about morality, and to be a politician is about ethics. The General Secretary of the Supreme Leader emphasized that leading cadres should combine the in-depth improvement of work style with the strengthening of party spirit cultivation, consciously be honest, know the rules, be disciplined, be frank, match words with deeds, be in awe, hold a ruler, be loyal and honest to the party, and be loyal and honest to the masses, so as to achieve a performance on and off the stage, and never cross the line or deviate from the line at any time or under any circumstances. This important conclusion is not only the fundamental criterion for party member cadres to be officials, but also the political integrity that party member cadres uphold all their lives, and it is also the foundation for party member cadres to settle down. The vast number of cadres in party member should bear in mind the earnest instruction of the Supreme Leader General Secretary, be frank with the organization and be open and aboveboard with comrades; Never deceive the superior and deceive the inferior, and be duplicitous; Never do one thing in the open, one thing in the dark, one thing on the stage and one thing off the stage, one thing in the face and one thing behind, and one thing in the mouth; We must never treat people differently from ourselves, from the top to the bottom, from the inside of the face, and from the front to the back. Party member cadres can’t establish credibility with sincerity and establish prestige with credibility if they don’t have the political integrity of being consistent in words and deeds, both inside and outside. The political integrity of party member cadres is not only a matter of personal accomplishment, but also a concrete embodiment of the world outlook, power outlook and achievement outlook, and a concentrated reflection of party spirit and style. Party member cadres must keep their political beliefs unchanged, their political stance unchanged and their political direction unbiased at any time and under any circumstances, and must maintain a high degree of consistency with the CPC Central Committee on major political principles and issues of right and wrong, and resolutely oppose double-dealing and being two-faced.Always love the party wholeheartedly, believe in the party, protect the party for the party and always follow the party.

  (Author: Liu Zhong, Xu Zhong and Xue Bing, Party School of Tianjin Municipal Committee of the Communist Party of China)

Have consumers made a profit from the "price war" of auto insurance fees?

  "The highest commission rate has reached more than 30%, and the competition for customers is fierce, and the rebate is getting higher and higher … …” Business personnel of a large property insurance company revealed that the phenomenon of "vicious competition of commercial auto insurance fees" has risen.

  In view of the problem of high fee competition in some regions and institutions, the State Financial Supervision and Administration recently issued the Notice on Regulating the Order of the Auto Insurance Market, which started to regulate the order of the auto insurance market from five aspects.

  Cash back for maintenance

  Auto insurance "rebate" is strong

  Over the years, the regulatory authorities have repeatedly applied to rectify the chaos, requiring insurance companies not to engage in unfair competition. Property insurance companies and insurance intermediaries are not allowed to give or promise to give benefits to the insured and the insured other than those stipulated in the insurance contract by returning or giving cash, prepaid cards, securities, insurance products, shopping vouchers, physical objects and points deduction. It is not allowed to illegally pay benefits other than those stipulated in the insurance contract in disguised form by participating in promotional activities organized by other institutions or individuals.

  Since September 2020, after the comprehensive reform of auto insurance, the auto insurance market has shown a situation of "double decline" in premium price and handling fee rate. However, the phenomenon of "vicious competition in handling fees" in the auto insurance market has risen again this year.

  Many car owners told Beijing Youth Daily that the "rebate" phenomenon of commercial auto insurance still exists, and the intensity of "rebate" has not diminished. On some social media, there are also insurance company salesmen who issue "rebate" promotions to attract customers.

  In an interview, Mr. Liu reported that the price of commercial auto insurance has been really cheap in recent years, and it has not been out of danger for six consecutive years. Counting the returned cash of more than 2,000 yuan, it is several hundred cheaper than last year.

  Ms. Zhang’s private car insurance is about to expire. This month, she has received many phone calls from insurance salesmen, all of whom have given more concessions than the contract quotation. Calculated, the commercial insurance, compulsory insurance and vehicle and vessel use tax totaled 3,791 yuan, which can be returned to 760 yuan after placing an order through the APP. Even a salesman asked someone to give her an account and return it to 100 yuan, and then send it for a maintenance, a paint repair and six car washes. Ms. Zhang said: "I will definitely shop around and see which one offers the best price."

  Vicious competition for handling fees has risen

  In the long run, it may affect the interests of consumers.

  "Now we are faced with a dilemma. The big insurance companies in the head have high profits and sufficient expenses. If they take the lead to grab market share, small and medium-sized insurance companies will lose the market if they don’t follow, and they may not be profitable if they follow." A car insurance business person told the reporter of Beiqing Daily that the handling fee rate for compulsory insurance is around 4% and that for commercial insurance is around 15%. In order to grab territory and share, some property insurance companies have given a handling fee rate of over 30% through unfair competition, which has greatly deviated from the reasonable range of auto insurance handling fee rate.

  These undisclosed fees allow competition, mainly divided into open lines and dark lines. The so-called "open-line" profit-making means that auto insurance sales personnel return part of the commission from sales to customers in order to obtain customers, which is mainly a personal act; The "hidden line" is that insurance companies pay fees to 4S stores, intermediaries and other channels, which are regulated by insurance companies.

  In fact, this vicious competition for handling fees has not actually fully benefited auto insurance consumers, but has provided opportunities for arbitrage between different channels in the auto insurance market. If the handling fee rate of the intermediary company is higher than other channels, other channels will hang suitable customers in the intermediary company to earn higher handling fees from the insurance company, and finally the two sides can share the difference between the handling fees. In the long run, the vicious competition in the auto insurance market will inevitably affect the interests of consumers.

  Supervision and rectification of chaos

  It is required to strengthen the management and control of handling fee accounting.

  Why do insurance companies still have to seize the market through "rebate" in the case of repeated applications from the regulatory authorities? How can auto insurance companies compete normally?

  Xu Jianping, vice president of Cheche Technology, said that "exchanging fees for market share" has always been a chronic disease in the property insurance industry.

  Once large insurance institutions take the lead in grabbing market share under the pressure of performance, other market players will certainly follow suit and quickly lead the market fee competition to heat up, which is likely to return to the eve of comprehensive reform of auto insurance. This vicious competition in handling fees will not only benefit consumers, but also the insurance companies themselves will suffer great losses.

  From the insurance company’s point of view, the fee competition behavior in the auto insurance market is mainly rooted in the mechanism assessment of the head office. Excessive business growth indicators lead to grassroots buying business at no cost, which directly leads to vicious competition chaos such as charging fees and grabbing orders. It is suggested that insurance companies should standardize their assessment standards and set reasonable business objectives.

  The vicious competition of handling fees in the auto insurance market has attracted the attention of the regulatory authorities. Recently, the Property Insurance Department of the State Financial Supervision and Administration Bureau issued the Notice on Regulating the Order of the Auto Insurance Market to guide insurance companies to operate in compliance and prudence.

  The Notice regulates the order of the auto insurance market from five aspects, including prohibiting insurance companies from blindly fighting for scale and share, and assigning unrealistic premium growth tasks to branches. At the same time, it also requires insurance companies not to deviate from the actuarial pricing basis and sell auto insurance products at a price lower than the cost. Insurance companies are required to strictly control internal control such as expense budget, examination and approval, accounting and auditing, and truthfully allocate various operating and management expenses, and strengthen the management and control of handling fee accounting. Text/Reporter Yan Lishuang Coordinator/Yu Meiying

  memory

  The regulatory authorities started to regulate the order of the auto insurance market in five aspects.

  The Property & Casualty Department of the State Financial Supervision and Administration Bureau issued the Notice on Regulating the Order of the Auto Insurance Market, and started to regulate the order of the auto insurance market from five aspects.

  1. Firmly establish the concept of compliance management and strictly implement various regulatory requirements.

  2. Further strengthen the sense of responsibility and overall situation, and consciously assume the main responsibility of maintaining the order of the auto insurance market.

  3. All property insurance companies should attach great importance to the insurance underwriting services for high-risk vehicles such as motorcycles and operating vehicles.

  4. All banking insurance regulatory bureaus shall continue to monitor the dynamic situation of the auto insurance market, pay special attention to the expense levels of institutions within their jurisdiction, and strengthen the supervision of the implementation of auto insurance rates.

  5. All banking and insurance regulatory bureaus should continue to maintain the high-pressure situation of auto insurance supervision, fight early and fight small, and prevent the behavior of individual institutions from affecting the stability of the auto insurance market in the whole jurisdiction.

Roewe RX5 car purchase discount in Shanghai! The reserve price is71,900! Preferential treatment waits for no man.

In the [Easy Car Shanghai Local Car Market Promotion Channel], we sorted out the ongoing
Preferential activities. As a car that has attracted much attention, the discount rate of Roewe RX5 is still very amazing. The highest discount rate can even reach 28,000, and the lowest starting price is only 71,900. You can win a larger discount rate by clicking the "Inquiry" button in the quotation form. If you are looking for a practical and affordable model, you may wish to learn about the preferential situation of Roewe RX5.

Let’s take a look at the appearance of the Roewe RX5 first. The front of the Roewe RX5 looks domineering, equipped with a three-position grille, which looks very streamlined. Coupled with the personalized headlights, the overall look has a certain sense of hierarchy. The car is equipped with LED daytime running lights, headlight height adjustment, automatic opening and closing, adaptive far and near light, delayed closing and so on. Come to the side of the car, the car body size is 4655MM*1890MM*1664MM, the car uses exquisite lines, the car side gives people a very clean and refreshing feeling, with large-size thick-walled tires, the overall visual effect is very cute. In the rear part, Roewe RX5 has sharp rear lines, full taillight style and unique exhaust pipe, which is relatively clean and refreshing in general.

In terms of interior, the interior presents a unique design style with high overall recognition. The practicality and face value of the three-spoke steering wheel of the car are not bad. It is made of genuine leather and looks a little more cute. From the central control point of view, the central control screen with 27-inch touch-sensitive LCD makes the interior style impressive and looks very soft. The dashboard and the seat are equally eye-catching, and the dashboard design is remarkable and looks very exquisite. The car uses leather seats, which are wide and thick, and the overall ride feels soft and comfortable.

Roewe RX5 is matched with a wet dual clutch (DCT) gearbox, with a maximum power of 138KW and a maximum torque of 300N.m, with good power performance.

Roewe RX5 is a very good-looking model, with fashionable overall shape and smooth and natural lines. At the same time, its interior space is also excellent, and it is very spacious and comfortable for both riding and storage. In addition, the power performance of Roewe RX5 is even more amazing, which can be easily handled whether driving on urban roads or galloping on highways, allowing drivers to experience unparalleled driving pleasure.

Qi Rui xing tu xing Ji yuan ET extended range Max version went on the market: supporting urban intelligent driving assistance, selling 249,800 yuan.

On August 10 th, Chery’s Star Road Star Era ET Extended Range Max model ushered in the market today, supporting the city’s intelligent driving assistance function, with a price of 249,800 yuan, which can be regarded as the top model of this series at present.

In terms of appearance, the new car continues the overall design of the models on sale, with a body length, width and height of 4955 x 1975 x 1698mm.Wheelbase 3000mm, available in Cangling Green, Moonshadow Grey, Starry Night Black, Yunshubai and Rime Blue (optional price is 3,000 yuan).

In terms of cockpit, the new product is equipped with a 15.6-inch suspended central control panel and a 10.25-inch suspended instrument panel, providing luxury velvet leather sofa seats, 8-way electric adjustment of the main driver’s seat with memory,Co-driver zero gravity seat256-color ambient lights, etc.

Compared with the models on sale, the new car has added intelligent fragrance system, Lion melody Max 2140 23 Yang stereo, silver-plated panoramic canopy, rear privacy glass,NEP city intelligent driving assistanceWait. In addition, the car also supports the optional technology exclusive package with a price of 8,000 yuan, including HUD head-up display system and ISD interactive lights.

In terms of power, the new car adopts a 400V voltage system and a 1.5T range extender. The maximum power of the motor is 195 kW and the maximum torque is 324 Nm.The CLTC pure electric cruising range of this car is 200 kilometers.The comprehensive cruising range of CLTC is 1518km, and the fuel consumption of WLTC feed is 5.2L/100km.

The extended version of IT House is sold at the following price:

Explanation of Terms in the Outline of the 14th Five-Year Plan 59 | Internet of Vehicles

  The Internet of Vehicles refers to the cyber-physical systems, which is based on the omni-directional network connection of cars, cars and cars, cars and roads, cars and people, cars and service platforms, and carries out wireless communication and information exchange according to the agreed communication protocols and data interaction standards. The wide application of vehicle networking technology can realize intelligent traffic management, intelligent dynamic information service and intelligent vehicle control, and effectively improve traffic efficiency and safety level.

Peng Yuyan claims not to take drugs: be responsible for what you do (Photos)

  Yesterday morning, Lin Chaoxian’s film "Breaking the Wind" opened a media tour at the Hong Kong Velodrome, starring Peng Yuyan, Cui Siyuan, Wang Luodan and others in attendance. Ke Zhendong and Jaycee Chan’s drug abuse incident caused a lot of uproar. Peng Yuyan admitted that he is quite familiar with both of them. Regarding this matter, he said that now is the time for the two to be noticed and need the most care, and "I hope everyone is willing to give them another chance". Cui Siyuan, who has just finished filming Jackie Chan’s new drama "Lion from the Sky", said that Jackie Chan is very busy and has not contacted him about this matter, so it is inconvenient to respond.

  Peng Yuyan made it clear that he would not take drugs

  Peng Yuyan admitted that he is very familiar with Ke Zhendong and Jaycee Chan. "Among them, Ke Zhendong was known to us before he entered the industry, and he is also a very good friend. He is very polite in life." After the "landlord" drug abuse incident, many Peng Yuyan fans left messages on Weibo hoping that he would not take drugs. Peng Yuyan said that he "of course not. Everyone has stress, but there are many ways to relieve it. My own way is to choose a healthy way, and I hope everyone has a positive attitude. Cycling can also relieve stress."

  Peng Yuyan said that for the "landlord" two people now, "the most important thing is that they are also responsible for what they do. I have known them for a long time, but what they did was really wrong. I believe that their relatives are the saddest now. I hope everyone is willing to give them another chance."

  Wang Luodan is not afraid of being upstaged by younger generations

  Just after the filming of "Huang Feihong: Heroes Have Dreams", Wang Luodan collaborated with Peng Yuyan again in "Breaking the Wind". Both plays have emotional scenes, but she said that with Peng Yuyan in the film is the stage of "less than full lovers". "Huang Feihong’s film is more emotionally tolerant. This play is passionate and youthful, and the emotional expression should be more external, but it is also good that our focus is to truly show the state of athletes." Speaking of whether he would spread rumors with Peng Yuyan, Wang Luodan said with a smile that he would rather "spread rumors" with Ouyang Nana, who plays a talented cyclist in the film, because she is more "fresh meat" than Peng Yuyan.

  Ouyang Nana’s performance in "Beijing Love Story" is eye-catching. Facing the younger generation, Wang Luodan said that he is not afraid of being upstaged. "I want to protect her more, because she is still young and has just entered the industry. I am like a sister. I have discussed with her. I don’t want her to get involved in emotional dramas too early. After the age of 18, I will have time to take this kind of drama. I hope she will take some simple dramas quietly and beautifully." (Reporter, Chen Shuang)

It is said that Wang Zuxian became a monk in Canada and was suspected of being stimulated by the scandal between Qi Qin and Xiao Qiang (Photo)

  According to Hong Kong media reports, yesterday (July 7), news came out that Wang Zuxian, who has been away for a long time, is a monk in Canada. Friends said that she may be stimulated by the scandal between Qi Qin and Xiao Qiang earlier. And she has not been in touch with Qi Qin for a while.



Wang Zuxian, profile picture



  Yesterday (July 7), there was news that Wang Zuxian, who had been out of the movie for a long time, was ordained in Canada. The reporter called Wang Zuxian’s friend Du Huidong to verify the matter. He said: "In recent years, Wang Zuxian has indeed been submerged in Buddhism. There is also a nunnery near where she lives, but I haven’t contacted her for a long time, so I don’t know the authenticity of the news. However, it is likely that she was stimulated by the news that her ex-boyfriend Qi Qin and Xiao Qiang may get married this year. In addition, when she was filming" Dream in the Garden ", she originally had expectations, but in the end her reaction was just ordinary. When her love and career were not very good, she cut her hair to become a nun."


  In addition, Wang Zuxian’s friends, Miss Wang, Shi Nansheng, and Yang Fan, the director of "Dream in the Garden", told the media yesterday (July 7) that they had not heard of the news and had not contacted Wang Zuxian for some time. As for Qi Qin, there are reports that he thinks Wang Zuxian has always been submerged in Buddhism. If this continues, it is possible to become a monk. He also called Wang Zuxian when he went to Canada last month, but unfortunately he could not find her, so he has not contacted Wang Zuxian for some time.


  Wang Zuxian’s relationship was quite rough. In the early years, she first dated Qi Qin, and then fell in love with a married wealthy businessman. Because her love with the wealthy businessman was not approved by the other party’s mother, she was also publicly abused, so she finally decided to cut off the love, return to Taiwan and get back together with Qi Qin, and prepared to get married in 1999. However, when even the banquet was booked, it suddenly broke out that Qi Qin had lived with a woman for many years and had flesh and blood, which caused the marriage to fail. Wang Zuxian was also heartbroken and went to Vancouver, Canada to live in seclusion. (fish/text)

  Related links:



  • It is said that Wang Zuxian became a monk, and there are many stars who have escaped into the air (picture) 2009-07-08

  • It is said that Wang Zuxian’s Canadian shaving degree is unknown to many friends in the circle (picture) 2009-07-08

  • Sigh Wang Zuxian as a monk, recall Wang Zuxian screen classic inventory (photos) 2009-07-08

Editor in charge: Fan Jing

Do you believe it? Deng Chao has been preparing for the role of "Galaxy Cram School" for 40 years


1905 movie network news Crying and laughing all the way, the national roadshow of the film came to an end in Tianjin on July 14. As the final stop, the audience of Yudu praised the film as a "beacon of parent-child education". The film has been screened ahead of time, and more than 500,000 people have tried early adopters in advance. The major platforms have been praised for "capture" in an instant: the cat’s eye platform scored 9.4 points, and rose to 9.5 in a short time; the ticket rating of the lottery is also above 9 points, and the word-of-mouth leader in the summer is well deserved. "Galaxy Tutorial School" is directed by Deng Chao and Yu Baimei, and will be officially released nationwide on July 18.

 

"I found the target of my life"

The most touching part of "Galaxy Tutoring School" is that Ma Haowen in the film encourages his son to find the "target" of life, to insist on independent thinking, and to know what kind of person he wants to become. A thought-provoking dialogue in the film: Ma Haowen asks his son what your future goals are. After receiving the reply from "Tsinghua Peking University", Ma Haowen said: "Tsinghua Peking University is just a process, not a goal. You have to think clearly about what kind of person you want to be." During the roadshow, countless audience members expressed that they were moved by this line. "People have to live out themselves and stick to themselves. This movie is the beacon of parent-child education."

In Tianjin, several viewers shared similar experiences after watching the film. One viewer, who majored in land resource management but switched to design, said: "I used to only listen to my parents and get good grades. Now I work in a job that is not related to my major after graduation, but I feel very happy. I have found what I really want to do." Another viewer quit the journalism industry to become a photographer because he liked photography. Although he was not understood by his parents at first, "I have always done what I like, and my parents have slowly accepted it." Director Yu Baimei, who used to be a computer major, is now a famous director and screenwriter in China. He is like Ma Fei in the movie, because of his love, he insists on making the movie dream a reality.

Deng Chao "prepared for 40 years" for this role

With the release just around the corner, the two directors are very emotional. The director Yu Baimei mentioned that he and Deng Chao are both fathers, and the film is actually a poem they dedicated to their children. "Our wife has been making all kinds of designs for the future of our children, and has all kinds of worries about their lives, but the father brings many different things to the children. Making this movie is actually dedicated to the father and pays tribute to the father." The concept of "happy education" in the film touched many parents. The director said: "Pure happiness is empty. It is necessary to always let the child ask himself what he wants to do in the future, to be the person he wants to do, and to do what he wants to do. This is true happiness. Only the happiness of having an arrow target is true happiness."

As a father, playing the role of a father, Deng Chao has actually been "preparing for 40 years" for this role. Even when Deng Chao put on old-age makeup and walked to the camera, the entire crew was moved and felt that he was a real old father. Although the film is simple, it is deeply moving. "This is a movie dedicated to my father, but also to my children. I want him to know what my father is doing."