Save money and be smart! Korean robot chefs can cook noodles, make ice cream and make coffee.

  Cctv newsSouth Korea raised the minimum hourly wage again this year, which led to an increase in the employment cost of the catering industry. In order to save costs, some restaurants have begun to introduce intelligent robots that can replace simple manpower. Recently, a noodle cooking robot in a restaurant in Seoul has attracted the attention of many consumers.

  Reporter Liu WeiI am now in a restaurant in Seoul. What is special about this restaurant is that the chef who cooks noodles here is a robot. Guests put the selected noodles and side dishes on the corresponding operating table according to the types of noodles they like, and the robot will select ingredients, pour them into different pots to cook noodles, take them out, and then pour the corresponding soup. The whole process is very smooth. Just now, I looked at the time, and the whole process of making a bowl of noodles by the robot took less than 1 minute.

  The developer of this noodle cooking robot accurately inputs the steps of the chef’s cooking into the relevant programs. After learning, robots can do the same actions as chefs. In addition, through a conversion technology called "intelligent tools", the robot can also pick up all kinds of dishes smoothly and skillfully use all kinds of tableware to ensure that it will not fall during the production process.

  Shen Xiaozheng, head of a robot restaurant in South Korea.There are hot water and a variety of tableware in the cooking area, which is prone to scalding accidents and cooks are easily tired. By introducing robots, we can ensure the safety of staff and improve efficiency.

  In this robot coffee shop, the reporter saw three intelligent robotic arms. If a guest orders a cup of hand-brewed coffee, the mechanical arm will pour the pre-ground coffee beans into the filter paper, and then pick up the fine-mouthed pot next to it for brewing. The whole process is done by imitating the actions of a professional barista. Then, as long as you input the table number to the delivery robot in the store, it can deliver coffee to the guests. In addition, there is an ice cream robot. Customers only need to wait for more than 10 seconds, and a sweet ice cream is ready.

  Korean consumersIt is difficult to make a uniform taste by hand, but the robot can make it uniform, and the robot is also very novel in distributing snacks, which I think is particularly fun.

  The Korean catering market is highly competitive, with an average of 125 catering enterprises per 10,000 people. According to industry insiders, intelligent robots have a high demand in the catering industry in South Korea. However, at this stage, the cooking level of robot chefs still stays in making relatively simple dishes. In the future, with the continuous improvement in practical applications, robots can bring more surprises to the catering industry.

Can the Ferrari 296 GTB V6 prancing horse be ""Fun""?

  [Aika car test drive original]

  Do you think that only family cars have to compromise with small displacement, fewer cylinders and new energy? In order to face the stringent global emission regulations and realize the transformation to new energy. Not only family cars, but also well-known supercars such as McLaren and Lamborghini, which we are familiar with, have also launched hybrid supercars such as Artura and Sian to keep pace with the times. This is enough to show that major super-running manufacturers have embarked on this difficult "no return" whether they like it or not. Today, the latest super sports car that I will test drive for you is also a work that keeps pace with the times — — Ferrari 296 GTB.

Ferrari 296 GTB

  On the eve of this test drive, my colleague has made a detailed static experience report and technical interpretation of Ferrari 296 GTB. Interested friends can click on the picture below to look back. This article will briefly explain the design highlights and technical parameters of Ferrari 296 GTB at the beginning, and then focus on the interpretation of the track handling performance of Ferrari 296 GTB.

Retrospect chart

  In fact, when it comes to the 296 GTB car, we have to talk about the origin of its name. This 296 GTB also continues Ferrari’s rule of naming three numbers according to engine displacement and cylinder number. Next, I will give you a detailed explanation.

Ferrari 296 GTB

  The first two digits of 296, "29", represent the displacement of 2992cc, and "6" is even more difficult to understand, representing V6 engine. GTB is the abbreviation of "Gran Turisom Berlinetta". GT is not difficult to understand. When you see "Berlinetta", everyone will suddenly realize it, yes! This 296 GTB inherits the concept of Ferrari Berlinetta classic two-seater sports car and endows it with daily driving and travel attributes. The above is the origin of the name Ferrari 296 GTB.

Ferrari 296 GTB

Ferrari 296 GTB

  On the front face design, the 296 GTB does look a bit like the SF90, which is the latest Ferrari design style. The aerodynamic kit on the front face can help to provide 360 kilograms of downforce (at a speed of 250km/h) for the whole vehicle while maintaining ultra-low air resistance. By the way, if you want to drive this 296 GTB in and out of the basement for a long time, it is recommended to add the front suspension lifting function to your optional list, so that the front lip of your car can be preserved as much as possible.

Ferrari 296 GTB

  If you have a stronger personalized demand, you can also choose the Assetto Fiorano racing kit specially made for Ferrari 296 GTB, which is the model in the picture above. Although it is expensive, it can really meet your needs for personality.

Ferrari 296 GTB

  The length, width and height of the car body are 4565*1958*1187mm and the wheelbase is 2600mm respectively. The front tread is 1665mm, the rear tread is 1632mm, and the net weight of the whole vehicle is 1470kg. In fact, we can see from the car side and wheelbase that the 296 GTB is a more compact Berlinetta model.

Ferrari 296 GTB

  Needless to say, the rim shape, Ferrari’s classic double five-spoke blade shape, although the design is very simple, looks very big. The front wheel size is 245/35 ZR20 and the rear wheel size is 305/35 ZR20. The tread pattern of this PS4 S tire is specially designed by Michelin for Ferrari 296 GTB. If you feel that it is not radical enough, you can also choose the more extreme Michelin Cup 2 tire specially designed for the track requirements of 296 GTB.

Ferrari 296 GTB

Ferrari 296 GTB

  At the rear of the car, in order to provide enough tail downforce when driving on the track, Ferrari also specially designed an active tail for the 296 GTB. With the increase of vehicle speed, the tail wing will actively adjust the appropriate angle. Don’t underestimate this small poor rear tail, which can provide 100 kilograms of downforce at 250 km/h.

Ferrari 296 GTB

  The exhaust at the tail does not adopt a circular tail throat with double-outlet layout like the latest SF90 or F8, but adopts a central single-outlet design similar to the "HDMI interface" shape. Of course, personally, I must prefer the round double-outlet tailpipe on F8. However, this is Ferrari’s latest attempt, please get used to it slowly. Maybe many models will use the same exhaust in the future.

Ferrari 296 GTB

Ferrari 296 GTB

  When you get into the car, if you are familiar with Ferrari’s latest interior design, you will definitely think of SF90 or Roma first. Of course, the large central control screen placed vertically on Roma does not appear on this 296 GTB. I guess it may be because the sports properties of this 296 GTB are more pure. However, the design of the touch ignition switch, touch driving mode selection and the front screen of the co-pilot on the SF90 has been continued.

Ferrari 296 GTB

  The shape of the steering wheel is also very similar to that of SF90, or it can be said that it is almost identical, and it is also the design of leather and carbon fiber splicing. Touch ignition button, driving mode adjustment knob and mixed mode selection area are all kept in familiar places. If you already have an SF90, then none of this is a problem for you and you can get started immediately.

Ferrari 296 GTB

  Ferrari 296 GTB has four power modes to choose from, namely:

  EDrive pure electric mode (fully charged, it can travel 25km in pure electric mode, with a top speed of 135km/h).

  Hrbride hybrid mode (highest power efficiency and most energy saving)

  Performance performance mode (engine always works to maximize kinetic energy recovery efficiency)

  Qualify qualifying mode (the engine and motor reach the best peak state, and the kinetic energy recovery efficiency is slightly lower)

  The driver can switch one key through the touch button at the lower left of the steering wheel. Of these four modes, only the Qualify mode can completely squeeze the power of this 3.0T V6 engine+motor, and output the maximum comprehensive power of 830 horsepower.

In 2023, Guangdong people’s livelihood data was released: the per capita disposable income of residents was 49,327 yuan.

On January 18th, Guangdong Corps of the National Bureau of Statistics released the main livelihood data of Guangdong in 2023. According to the data, in 2023, the per capita disposable income of Guangdong residents was 49,327 yuan, a year-on-year increase of 4.8% (unless otherwise specified). After deducting the price factor, the actual increase was 4.4%; The per capita consumption expenditure of Guangdong residents was 34,331 yuan, a year-on-year increase of 6.7%.

Income increases "health" expenditure grows rapidly.

In terms of urban and rural areas, in 2023, the per capita disposable income of urban residents in Guangdong was 59,307 yuan, a year-on-year increase of 4.2%; The per capita disposable income of rural residents was 25,142 yuan, a year-on-year increase of 6.5%. The per capita disposable income of rural residents increased by 2.3 percentage points faster than that of urban residents.

According to the source of income, the four categories of income increased in an all-round way. In 2023, the per capita wage income of Guangdong residents was 33,663 yuan, a year-on-year increase of 4.5%; The per capita net operating income was 6,328 yuan, a year-on-year increase of 5.9%; The per capita net income of property was 6,412 yuan, a year-on-year increase of 5.0%; The per capita net transfer income was 2,924 yuan, a year-on-year increase of 5.2%.

In terms of expenditure, in 2023, the per capita consumption expenditure of Guangdong residents was 34,331 yuan, a year-on-year increase of 6.7%. In terms of urban and rural areas, the per capita consumption expenditure of urban residents was 39,333 yuan, a year-on-year increase of 6.5%; The per capita consumption expenditure of rural residents was 22,209 yuan, a year-on-year increase of 6.8%.

According to the consumption category, the eight categories of consumption expenditure have achieved positive growth. Among them, Guangdong residents’ per capita expenditure on health care, transportation and communication, education, culture and entertainment continued the double-digit growth in the first three quarters, with growth rates of 18.9%, 16.5% and 10.7% respectively; Expenditure on clothing, other goods and services, housing, daily necessities and services, food, tobacco and alcohol increased by 9.5%, 9.2%, 5.3%, 3.5% and 1.0% respectively.

Moderate prices, CPI rose by 0.4% year-on-year

In 2023, the consumer price index (CPI) of Guangdong increased by 0.4% year-on-year, which was 1.8 percentage points lower than that in 2022. The core CPI excluding food and energy prices rose by 0.8%, which was 0.2 percentage points lower than that in 2022.

Judging from the monthly price trend, the monthly year-on-year price showed a trend of-0.4%-2.7%, and the fluctuation range was greater than that in 2022 (1.5%-3.1%).

Don’t look at the classification. In 2023, the prices of the eight categories of goods (services) that make up CPI "rose by 5 and fell by 3", with the increase and decrease ranging from-2.3% to 2.7%. Among them, the price of food, tobacco and alcohol rose by 1.4%, driving CPI to rise by about 0.42 percentage points; The price of education, culture and entertainment rose by 2.7%, driving CPI to rise by about 0.29 percentage points; The prices of other goods and services, clothing and medical care rose by 2.3%, 1.8% and 0.4% respectively. The price of transportation and communication decreased by 2.3%, which led to a decrease of CPI by about 0.32 percentage points; The prices of housing, daily necessities and services decreased by 0.5% and 0.1% respectively.

In the month of December, CPI decreased by 0.3% year-on-year, of which the price of pork decreased by 23.5%, which was 2.1 percentage points lower than that of the previous month, and the prices of other livestock meat and by-products decreased by 17.0%. The data shows that in 2023, the production situation of animal husbandry in Guangdong is stable and positive. Among them, the slaughter of pigs reached a new high, and the on-hand production capacity was obviously reduced; Poultry stocks are at a high level and continue to grow.

By the end of 2023, there were 20,492,000 live pigs in Guangdong, down 6.7% year-on-year, of which 1,957,900 were fertile sows, down 4.2% year-on-year. In 2001, 37,940,100 pigs were slaughtered, an increase of 8.5% year-on-year.

By the end of 2023, there were 402,315,400 poultry in Guangdong, a year-on-year increase of 3.7%. In 2001, 1,373,849,700 poultry were slaughtered, up 2.8% year-on-year.

The downward trend of PPI and IPI has slowed down

In 2023, the ex-factory price index (PPI) of industrial producers in Guangdong changed from 3.0% in 2022 to 1.5% in 2023. The purchasing price index (IPI) of industrial producers changed from 4.1% in 2022 to 2.4% in 2022.

From the monthly price trend, in 2023, PPI and IPI basically operated in the negative growth range, and the downward trend slowed down in the second half of the year.

Among the 38 major industries surveyed by PPI, the year-on-year price was "12 liters, 24 drops and 2 levels", with an increase of 31.6%, which was 52.6 percentage points lower than that in 2022. In terms of industries, the prices of petrochemical-related industries decreased by 4.5%, of which the prices of oil and natural gas mining industries decreased by 2.9% and the prices of oil, coal and other fuel processing industries decreased by 7.3%. The prices of metal-related industries decreased by 4.1%, among which the prices of non-ferrous metal mining and dressing industries decreased by 10.0%, and the prices of ferrous metal smelting and rolling processing industries decreased by 4.4%. The price of non-metallic mineral products industry decreased by 4.2%; Manufacturing prices fell by 1.7%.

In IPI, the prices of ferrous materials decreased by 7.4%, chemical raw materials by 6.1%, fuel and power by 3.2%, building materials and nonmetals by 3.2%, and non-ferrous materials and wires by 1.4%.

Text | Reporter Chen Zeyun Correspondent Guangdong Tune
Figure | Yangcheng Evening News Yangcheng School Data Map

Tesla officially announced the price increase! The Model 3/Y long-life version is raised by 1,500 yuan and 2,500 yuan respectively.

  The news about Tesla’s price increase has finally come to a conclusion. This time, it’s not just Model Y.

  On November 9th, Tesla China official website updated, and raised the prices of the long-life versions of Model 3 and Model Y respectively. Among them, the new version of Model 3 Long Life Huan is raised by 1,500 yuan, and it will be sold at 297,400 yuan after adjustment; The Model Y long-life version rose by 2,500 yuan, and the adjusted price was 302,400 yuan.

Tesla officially announced the price increase! The Model 3/Y long-life version is raised by 1,500 yuan and 2,500 yuan respectively-driving.

  It is worth noting that just two weeks ago, on October 27, the price of Model Y high-performance version was just raised by 14,000 yuan. Some analysts said that the Model 3/Y rear-wheel drive version will also raise the price later.

  Since the emergence of self-renewal and evolution Model 3/Y, it has directly set off the domestic upsurge. At the scene in China International Import Expo(CIIE), the Tesla booth was packed with people and became a popular punching point. In particular, the exhibition of the new version of Model 3 Huan and the re-evolved Model Y, the simple and atmospheric face value, intelligent interactive experience and comfortable cockpit environment … have all been praised by the visiting media. Some netizens said: This also proves that good products have their own aura, which is the real top flow!

  The data can more intuitively reflect Tesla’s best-selling. On November 8, the sales data released by the Association showed that Tesla Giga Shanghai delivered more than 72,000 vehicles in October, of which Model 3 delivered about 25,000 vehicles, ranking first in luxury brand cars; Model Y delivered over 47,000 vehicles, ranking first in the sales list of pure electric vehicles. So far, the cumulative delivery of Tesla Super Shanghai Factory in 2023 has reached about 771,000 vehicles, exceeding the whole year of 2022, which is expected to create a new record for the annual delivery of domestic luxury car companies.

  With the arrival of the market boom, "demand exceeds supply" has become the normal state of Tesla. According to China official website, the pick-up cycle of Model Y has been extended to 2-8 weeks, and the pick-up cycle of Model 3 Huan is 2-9 weeks. Analysts said that based on the continuous supply of Shanghai Super Factory to many countries in Asia-Pacific and Europe, and the annual sales volume of several markets has been locked in advance, the possibility of further extension of the delivery cycle is not ruled out.

  Through information such as "price increase" and "tight delivery", it is not difficult to find that the supply is in short supply, which is the normal state of Tesla. As many car critics have analyzed, for consumers, "ordering as soon as possible" is the best choice.

  At present, users can also participate in limited-time referral rewards when ordering some Tesla models. Some netizens calculated that if they miss this wave, they will spend at least 5,000 yuan more next year.

  Before December 31st (inclusive), if the car buyer orders Model Y/S/X through a friend’s recommendation and picks up the car within the validity period of the order, he can get the final payment deduction of 1,750 yuan and the 90-day EAP free trial benefit. As a referrer, the owner can also get 7000 points, which can be exchanged for overcharged mileage, TeslaMic and other good things. Before December 1 (inclusive), car owners can also receive "superimposed benefits". Every time a friend is invited to the store to complete the test drive of any model, they can win 500 points, and they can get up to 3 times, and the user will recover 100 points from the fourth time.

  Tesla has pressed the "back slope" button of referral benefits all over the world. In November, Tesla also lowered the referral benefits in China market. At present, domestic consumers pay close attention to the next order, and they can also take Tesla away with the most affordable starting price and the most generous welfare package.

Promote the development of traditional sports (new era picture scroll)

  The 2nd Zhejiang International Dragon Boat Open and the 9th Wenzhou Dragon Boat Series (Finals) started in Wenzhou Dragon Boat Sports Center a few days ago, with 32 dragon boat teams from Zhejiang Province competing fiercely. The picture shows the contestants driving the dragon boat in the 500-meter straight race. Photo by Liu Jili (image China)

  The Airport Campus of Nanning Branch of Guilin University of Technology in Guangxi Zhuang Autonomous Region recently held the second traditional sports meeting of ethnic minorities, aiming at protecting and developing the traditional culture of ethnic minorities and promoting the exchanges and exchanges between college students of all ethnic groups. The picture shows the participating college students competing in the basket-carrying hydrangea competition. Photo by Lu Wenfei (Image China)

  Children show juvenile boxing in Wenxing Lake Park, Huanghua City, Hebei Province. A few days ago, martial arts lovers in Huanghua City held a martial arts exhibition here to promote the scientific fitness concept and advocate a civilized and healthy lifestyle. Photo by Zhang Guowen (image China)

  A few days ago, the 10th traditional sports meeting of ethnic minorities in Guizhou Province was held in Rongjiang County, Qiandongnan Miao and Dong Autonomous Prefecture. The picture shows the single bamboo drifting team in Rongjiang County performing the single bamboo drifting team project. Duzhu rafting is a folk skill in Guizhou. In the past, due to the backward traffic conditions, people stepped on a bamboo and floated on the water. In 2009, Duzhupiao was selected as the third batch of intangible cultural heritage in Guizhou Province. Photo by Li Changhua (image China)

  At the 17th National Cultural Tourism Art Festival and Traditional Sports Meeting in Huangcheng Town, Sunan Yugur Autonomous County, Zhangye City, Gansu Province, traditional ethnic horse racing attracted many tourists. Photo by Cheng Lin (image China)

  Small players took part in the fighting competition in Nadam, Xing ‘an League, Inner Mongolia Autonomous Region. Nadam of Xing ‘an League was held recently in Wulan Maodu Grassland, Horqin Right Front Banner. During this year’s Nadam, activities such as poetry Nadam, traditional food Nadam, music Nadam, horse racing, archery and boxing competitions were held. Photo by Ding Genhou (Image China)

  "The state encourages and supports the exploration, arrangement, protection, promotion and innovation of excellent traditional ethnic, folk and folk sports events, and holds traditional ethnic minority sports meetings on a regular basis." The newly revised sports law clearly stipulates the inheritance and development of traditional sports.

  Archery, horseback riding, martial arts, wrestling, dragon boat … … Traditional sports originated from the practice of production and life are not only cultural relics bearing heavy history, but also precious wealth nourishing spiritual blood.

  Exploring, sorting out, protecting, popularizing and innovating traditional sports will help to better meet the growing needs of the people for physical fitness, and it is also of great significance to inherit and carry forward China’s excellent traditional culture. To inherit and carry forward traditional sports well, we should not only rely on different levels of traditional sports meetings of ethnic minorities, but also pay attention to excavating the diversified values contained in traditional sports culture; It is necessary to make traditional sports play a greater role in the national fitness cause, and to integrate traditional sports with tourism, culture, economic and social development. Promoting the development of traditional sports and inserting the wings of the times will surely gather greater strength for the construction of a sports power.

Spent 36,900 yuan to buy a Pentium pony, and "Pentium" was really not disappointed.

The competition in the automobile market is still very fierce. What Xiaobian brings today is. The following small series will tell you in detail.

Let’s take a look at the appearance of the Pentium pony. The front of the Pentium pony is very soft and looks sporty. Combined with headlights, the visual effect is very impactful. The car is equipped with etc. Coming to the side of the car body, the size of the car body is 3000 mm * 1510 mm * 1630 mm. The car adopts simple and elegant lines, and the side looks very simple and elegant. With large-sized thick-walled tires, it gives people a very spiritual feeling. Looking back, the overall shape of the tail of the Pentium pony echoes the front of the car, and the taillights look very simple and generous, with a sense of neatness.

Coming into the Pentium pony car, the interior of the Pentium pony adopts a streamlined shape, which meets the aesthetic standards of young people. The steering wheel of the car is very unique in shape, made of plastic and atmospheric in shape. Take a look at the central control. The design of the center console is reasonable, which makes the interior design quite layered and looks quite comfortable. Let Xiaobian introduce the dashboard and seats. The dashboard design is remarkable and the sports atmosphere is in place. The car uses fabric seats, which are wrapped in place, exquisite in materials and comfortable to ride.

The Pentium pony is 30KW, the total torque is 90N.m, and the maximum speed is 100km/h..

The car is equipped with Bluetooth /WIFI connection, sunshade mirror, USB interface, uphill assist, rear reversing radar and other configurations, and the configuration performance is relatively good, which improves the convenience of drivers to some extent.

Such a car with the right price is enough to meet the daily practical needs, and it doesn’t take much thought to maintain it at ordinary times, and the cost performance is good. As long as you like it, go ahead and buy it.

Have consumers made a profit from the "price war" of auto insurance fees?

  "The highest commission rate has reached more than 30%, and the competition for customers is fierce, and the rebate is getting higher and higher … …” Business personnel of a large property insurance company revealed that the phenomenon of "vicious competition of commercial auto insurance fees" has risen.

  In view of the problem of high fee competition in some regions and institutions, the State Financial Supervision and Administration recently issued the Notice on Regulating the Order of the Auto Insurance Market, which started to regulate the order of the auto insurance market from five aspects.

  Cash back for maintenance

  Auto insurance "rebate" is strong

  Over the years, the regulatory authorities have repeatedly applied to rectify the chaos, requiring insurance companies not to engage in unfair competition. Property insurance companies and insurance intermediaries are not allowed to give or promise to give benefits to the insured and the insured other than those stipulated in the insurance contract by returning or giving cash, prepaid cards, securities, insurance products, shopping vouchers, physical objects and points deduction. It is not allowed to illegally pay benefits other than those stipulated in the insurance contract in disguised form by participating in promotional activities organized by other institutions or individuals.

  Since September 2020, after the comprehensive reform of auto insurance, the auto insurance market has shown a situation of "double decline" in premium price and handling fee rate. However, the phenomenon of "vicious competition in handling fees" in the auto insurance market has risen again this year.

  Many car owners told Beijing Youth Daily that the "rebate" phenomenon of commercial auto insurance still exists, and the intensity of "rebate" has not diminished. On some social media, there are also insurance company salesmen who issue "rebate" promotions to attract customers.

  In an interview, Mr. Liu reported that the price of commercial auto insurance has been really cheap in recent years, and it has not been out of danger for six consecutive years. Counting the returned cash of more than 2,000 yuan, it is several hundred cheaper than last year.

  Ms. Zhang’s private car insurance is about to expire. This month, she has received many phone calls from insurance salesmen, all of whom have given more concessions than the contract quotation. Calculated, the commercial insurance, compulsory insurance and vehicle and vessel use tax totaled 3,791 yuan, which can be returned to 760 yuan after placing an order through the APP. Even a salesman asked someone to give her an account and return it to 100 yuan, and then send it for a maintenance, a paint repair and six car washes. Ms. Zhang said: "I will definitely shop around and see which one offers the best price."

  Vicious competition for handling fees has risen

  In the long run, it may affect the interests of consumers.

  "Now we are faced with a dilemma. The big insurance companies in the head have high profits and sufficient expenses. If they take the lead to grab market share, small and medium-sized insurance companies will lose the market if they don’t follow, and they may not be profitable if they follow." A car insurance business person told the reporter of Beiqing Daily that the handling fee rate for compulsory insurance is around 4% and that for commercial insurance is around 15%. In order to grab territory and share, some property insurance companies have given a handling fee rate of over 30% through unfair competition, which has greatly deviated from the reasonable range of auto insurance handling fee rate.

  These undisclosed fees allow competition, mainly divided into open lines and dark lines. The so-called "open-line" profit-making means that auto insurance sales personnel return part of the commission from sales to customers in order to obtain customers, which is mainly a personal act; The "hidden line" is that insurance companies pay fees to 4S stores, intermediaries and other channels, which are regulated by insurance companies.

  In fact, this vicious competition for handling fees has not actually fully benefited auto insurance consumers, but has provided opportunities for arbitrage between different channels in the auto insurance market. If the handling fee rate of the intermediary company is higher than other channels, other channels will hang suitable customers in the intermediary company to earn higher handling fees from the insurance company, and finally the two sides can share the difference between the handling fees. In the long run, the vicious competition in the auto insurance market will inevitably affect the interests of consumers.

  Supervision and rectification of chaos

  It is required to strengthen the management and control of handling fee accounting.

  Why do insurance companies still have to seize the market through "rebate" in the case of repeated applications from the regulatory authorities? How can auto insurance companies compete normally?

  Xu Jianping, vice president of Cheche Technology, said that "exchanging fees for market share" has always been a chronic disease in the property insurance industry.

  Once large insurance institutions take the lead in grabbing market share under the pressure of performance, other market players will certainly follow suit and quickly lead the market fee competition to heat up, which is likely to return to the eve of comprehensive reform of auto insurance. This vicious competition in handling fees will not only benefit consumers, but also the insurance companies themselves will suffer great losses.

  From the insurance company’s point of view, the fee competition behavior in the auto insurance market is mainly rooted in the mechanism assessment of the head office. Excessive business growth indicators lead to grassroots buying business at no cost, which directly leads to vicious competition chaos such as charging fees and grabbing orders. It is suggested that insurance companies should standardize their assessment standards and set reasonable business objectives.

  The vicious competition of handling fees in the auto insurance market has attracted the attention of the regulatory authorities. Recently, the Property Insurance Department of the State Financial Supervision and Administration Bureau issued the Notice on Regulating the Order of the Auto Insurance Market to guide insurance companies to operate in compliance and prudence.

  The Notice regulates the order of the auto insurance market from five aspects, including prohibiting insurance companies from blindly fighting for scale and share, and assigning unrealistic premium growth tasks to branches. At the same time, it also requires insurance companies not to deviate from the actuarial pricing basis and sell auto insurance products at a price lower than the cost. Insurance companies are required to strictly control internal control such as expense budget, examination and approval, accounting and auditing, and truthfully allocate various operating and management expenses, and strengthen the management and control of handling fee accounting. Text/Reporter Yan Lishuang Coordinator/Yu Meiying

  memory

  The regulatory authorities started to regulate the order of the auto insurance market in five aspects.

  The Property & Casualty Department of the State Financial Supervision and Administration Bureau issued the Notice on Regulating the Order of the Auto Insurance Market, and started to regulate the order of the auto insurance market from five aspects.

  1. Firmly establish the concept of compliance management and strictly implement various regulatory requirements.

  2. Further strengthen the sense of responsibility and overall situation, and consciously assume the main responsibility of maintaining the order of the auto insurance market.

  3. All property insurance companies should attach great importance to the insurance underwriting services for high-risk vehicles such as motorcycles and operating vehicles.

  4. All banking insurance regulatory bureaus shall continue to monitor the dynamic situation of the auto insurance market, pay special attention to the expense levels of institutions within their jurisdiction, and strengthen the supervision of the implementation of auto insurance rates.

  5. All banking and insurance regulatory bureaus should continue to maintain the high-pressure situation of auto insurance supervision, fight early and fight small, and prevent the behavior of individual institutions from affecting the stability of the auto insurance market in the whole jurisdiction.

Historical changes have taken place in PLA exercises.

  Xinhua News Agency, Shijiazhuang, December 28th 


  As professors of Shijiazhuang Army Command College, Cui Yafeng and Yang Baoyou are often invited by the PLA headquarters to be the general directors of various exercises. They are called "black-faced referees" by many officers and men of the army.


  "Over the years, the actual combat atmosphere of our military’s exercises has become stronger and stronger, the scientific and technological content has become higher and higher, the evaluation has become stricter and stricter, and the enthusiasm of officers and men for participating in the exercise has never been higher. As a’ referee’, I am getting more and more energetic. " Yang Bao said.


  More and more college experts act as "referees"


  Cui Yafeng, Yang Baoyou and other experts and professors can be seen in almost all major exercises held by the People’s Liberation Army in recent years, such as the first trans-regional long-range mobile combat exercise, the "Queshan-2006" exercise, the "Beijian-2007" exercise and the "Queshan-2007" exercise.


  "Since 2005, the headquarters has taken exercises as an important means to assess the training of troops. We began to participate more and more in military exercises, setting the situation for the troops and commenting on the results. " Cui Yafeng said.


  "One of the most obvious advantages of letting college experts serve as’ referees’ is that they can maintain the relative fairness and justice of the ruling." Cui Yafeng believes that college experts have both theoretical foundation and practical experience, which can understand the actual situation of the army more comprehensively and deeply; Moreover, because the relationship between colleges and troops is relatively detached, it can get rid of the interference of human factors in the ruling.


  More directors are experts and professors, which has become a trend in PLA exercises.


  In the "Queshan-2006" exercise, the General Staff Department invited 50 experts from 10 military academies to "criticize the troops". In 2006 alone, Shijiazhuang Army Command College sent more than 100 experts and professors to participate in various military exercises.


  During the exercise, Cui Yafeng and other experts judged the achievements of an army, not just by personal feelings, but by a scientific and rigorous system. The "Army Exercise Evaluation System" developed by Shijiazhuang Army Command College has been applied to almost every important exercise of the PLA since it came out in 2003.


  Through tens of thousands of groups of data collected, this system evaluates the capabilities of command and control, fire attack, protection and support of troops quantitatively and qualitatively.


  "Data determines success or failure. Whoever wins or loses in the exercise is completely decided by the computer, even if the general director like me wants to help, he can’t help. " Yang Bao said.


  Strictly from the difficult to the actual combat, the officers and men said that they "black hands in the dark."


  "The exercise is a preview of the war. The enemy in the war can’t give you time to prepare in advance. We must start from actual combat and beat the troops." Yang Bao said.


  More modern, more information-based and more practical —— Yang Bao summed up the development trend of PLA training and exercises with three "changes".


  每一场演习,导演部都将“复杂电磁环境”作为一个重要课题予以突出。从参演部队的战备等级转换、远程机动,到集结展开、战斗实施,在演习的各个阶段、各个环节都使部队处于“敌”强大的电磁干扰之中。


  信息主导、火力主战等现代战争基本理念,在演习中得到充分体现。在所有演习中,崔亚峰、杨宝有等“裁判”总是想方设法让部队体验“现代战争”。


  在“确山—2006”演习中,当一支部队经过10多个小时的急行军,赶到预定宿营地刚刚生火做饭时。总导演的崔亚峰突然发出一条命令:“营地被‘敌’侦察卫星发现,紧急转移至备选营地。”


  疲惫至极的官兵顾不上休息,又经过几个小时的行军,才在天快亮时抵达目的地。


  “黑夜出黑手。”许多官兵这样评价导演部,但他们在理解了导演部的用意后又加了一句——“道是无情却有情。”


  在不久前举行的新中国成立以来国防和军队建设成就展上,一张反映解放军训练改革的照片引起许多观众的好奇——


  身着迷彩服的杨宝有凝视着手中的秒表,从一名少校军官面前走过。这名担任营长的少校在给演习总导演敬礼,而杨宝有却连头也没抬,铁青着脸,径直而过。


  "Let me be very angry, the time for chemical decontamination of this unit actually failed!" After more than a year, Yang Baoyou was still deeply dissatisfied with the performance of this unit at that time.


  Like Yang Baoyou, Professor Cui Yafeng and others were called "black-faced referees" by officers and men because they insisted on setting up situations and problems for the troops from strict to difficult during the exercise.


  In the "Queshan-2006" exercise, Cui Yafeng ordered the troops to build a bridge for tanks to cross on a river 40 to 50 meters wide at night. Some leaders who came to observe the exercise saw the steep geographical conditions at the scene and advised him to withdraw this order.


  "The anger can’t be vented." Although there are some worries, Cui Yafeng is convinced that the troops have this ability. A few hours later, when armored vehicles passed through the newly erected bridge in turn, his hanging heart fell to the ground.


  "Exposing problems is achievement, and solving problems is the purpose."


  After the "Queshan-2006" exercise, Cui Yafeng became the focus of public opinion at home and abroad.


  In the commentary, Cui Yafeng, the general director, spoke for less than 2 minutes, but it took 28 minutes to talk about the problem. Although the assessment results of military exercises were excellent, Cui Yafeng listed eight major problems in the army in one breath.


  "It’s unprecedented to talk about problems and not achievements, and to report them publicly through the news media." A staff officer of the PLA General Staff Department said, "This exercise is the first of its kind, and this practice has become an example for our military to comment on the exercise."


  "If the exercise commentary only talks about achievements and practices, and does not talk about problems and find gaps, it will not play a role in improving military training and improving training level, and it will not play a role in the exercise." Cui Yafeng said.


  The change from stressing achievements to problems reflects the establishment of the concept of benefit in PLA exercises.


  "In the past, many exercises were only the business of the military department, and the political work department could only’ stand aside’." Yang Baoyou said that the current exercise puts more emphasis on examining the overall capabilities of the troops, and political work, logistics, equipment and other departments are all involved. Through an exercise, we can expose the problems existing in all aspects of army building, thus finding solutions and greatly improving the comprehensive benefits of the exercise.


  "Exposing problems is an achievement, and solving problems is the purpose." From the headquarters organs to the grass-roots units, such a consensus has been formed on the treatment of exercises, and the enthusiasm of troops at all levels to grab exercises and compete for exercises is unprecedented.


  "The news media’s reports and propaganda are also a reason for the high enthusiasm of officers and men." Cui Yafeng believes that in the past, due to the concept of confidentiality and other reasons, major military activities of the PLA were generally not publicized. In recent years, the news media reported on some major exercises in an unprecedented range and depth, and achieved positive results.


  "These propaganda reports also show from one side that our national defense and army building are highly transparent." Cui Yafeng said.

Editor: Cao Jin

My People,My Country Xú Zhēng directed part of the boot Tao Hong debut.

1905 movie network news Following the release of a new poster at the beginning of the month, on July 11th, Xú Zhēng’s short film "My Motherland and I Won the Championship" was announced. In the released photo of "Start Your Machine", you can see the figures of the chief producer Huang Jianxin, Xú Zhēng and Tao Hong, and the two young actors stand at the forefront of the team, just like the location of the Shanghai Alley is packed with people.


Chen Kaige, Zhang Yibai, Guan Hu, Xue Xiaolu, Xú Zhēng, Ning Hao and Muye Wen will tell the touching story that ordinary people are inseparable from the Republic under the classic historical moment of the 70th anniversary of the founding of New China.


In mid-June, when Zhang Yi’s play was finished, it was revealed that a part directed by Zhang Yibai was called "My Meeting with My Motherland" and a short film by Xú Zhēng was called "My Winning with My Motherland", which made fans look forward to the short films of other directors.


Full firepower, inventory of 2023 Guangzhou car display ads group popular models

On November 17, the 21st Guangzhou International Auto Show 2023 with the theme of "New Technology, New Life" kicked off in Pazhou.    

The GAC Group, which is at the home court, brought its five major vehicle brands of GAC Trumpchi, Ai’an, Haobo, GAC Honda and GAC Toyota to the scene. Let’s review the many popular models brought to us by GAC Group this year.

GAC Trumpchi: E8 officially launched

On the day of the auto show, Trumpchi’s new energy E8 was officially launched. The official guide price of E8 PRO version was 209,800 yuan, and the E8 MAX version was 229,800 yuan. The comprehensive battery life reached 1200 kilometers, and the carriage was 5.2 square meters of large flat space. The three new energy vehicles E9, ES9 and E8 made their collective debut for the first time.

Haobo: Haobo HT order exceeds 10,000

The new model Haobo HT listed on November 15 is equipped with a unique two-stage ultra-wide-angle European wing door, equipped with ADiGO PILOT 5.0 intelligent driving system, which can realize all-weather, full-distance L2 ++ intelligent driving assistance and city + high-speed NDA, etc. The price starts from 213,900 yuan, and the listing is less than 36 hours. The new order has exceeded 10,000. As of November 17, the cumulative order has exceeded 30,000.

GAC Honda: e: NP2 Extreme Pai 2 debut

The first debut of the pure electric brand e: NP second model e: NP2 Extreme Pai 2 is planned to be launched in the first half of 2024 and showcase the new Honda e: N concept car.

GAC Toyota: Ninth-generation Camry unveiled

The highly anticipated ninth-generation Camry also made its debut, bringing a more electric exterior design, smart cockpit, and driving performance.

GAC Toyota’s new new energy brand Bozhi’s first leapfrog smart electric SUV "Bozhi 4X" is on the market, priced from 179,800 yuan.

(Text/Xiaohang, Photo/Official Provided)