Rare! At the same time, the central bank officially announced the RRR cut+targeted interest rate cut, and the interpretation came.

Zhongxin Jingwei, January 24 th, RRR cut+targeted interest rate cut is coming!
On the 24th, the State Council Office held a press conference on the implementation of the deployment of the Central Economic Work Conference and the high-quality development of the financial services real economy. Pan Gongsheng, governor of the central bank, said at the press conference that the deposit reserve ratio will be lowered by 0.5 percentage points on February 5 to provide the market with long-term liquidity of 1 trillion yuan; On January 25th, the interest rate of refinancing and rediscount for supporting agriculture began to be lowered by 0.25 percentage point, and at the same time, the comprehensive financing cost of society will continue to be steadily reduced.
Provide long-term liquidity of 1 trillion yuan.
Pan Gongsheng pointed out that at present, there is still enough room for China’s monetary policy. Relevant departments will balance the relationship between short-term and long-term, steady growth and risk prevention, internal balance and external balance, strengthen countercyclical and inter-cyclical adjustment, and create a good monetary and financial environment for economic operation. At present, the average level of China’s statutory deposit reserve ratio is 7.4%, which is still relatively large compared with the central banks of major economies in the world. This is an effective tool to supplement the long-term liquidity of the banking system.The deposit reserve ratio was officially implemented on February 5, with a reduction of 0.5 percentage points, which will provide the market with long-term liquidity of about 1 trillion yuan.
Pan Gongsheng said that in terms of interest rates, the operation of monetary policy insists on focusing on me. There is still a distance between the current price level and the expected price target. In November and December, 2023, major domestic banks lowered the deposit interest rate. Starting from January 25th, the interest rate for small loans and rediscounts provided to financial institutions will be lowered from 2% to 1.75%.All these measures will help to promote the loan market quotation rate, which is the downward trend of LPR."The market generally expects that the shift of the Fed’s monetary policy will objectively help China expand the operating space of monetary policy." Pan Gongsheng said.
Source: Central Bank website
Later that day, the central bank issued relevant announcements and said that it would fully implement the spirit of the Central Economic Work Conference and the Central Financial Work Conference, and conscientiously implement the decision-making arrangements of the CPC Central Committee and the State Council.Implement a prudent monetary policy flexibly, moderately, accurately and effectively, and intensify macro-control.Strengthen counter-cyclical and cross-cyclical adjustment,Maintain a reasonable and sufficient liquidity, promote the matching of social financing scale and money supply with the expected targets of economic growth and price level, maintain the basic stability of RMB exchange rate at a reasonable and balanced level, and continue to promote the effective improvement of quality and reasonable growth of the economy.
"timely rain",Boost market confidence
When it comes to RRR cuts,Yang Delong, chief economist of Qianhai Open Source Fund.Call it "timely rain", which is the central bank’s policy to support the development of the capital market and will help boost market confidence.
existMingming, chief economist of CITIC SecuritiesIt seems that in terms of operation mode,It is relatively rare for central bank leaders to directly announce the RRR cut at a press conference.In the past, it was customary to mention the use of deposit reserve tools in media interviews; On the other hand, in the four rounds of operations since April 2022, the central bank’s single RRR cut has narrowed to 25bps, and this RRR cut has expanded to 50bps.
"Overall,The timing and scale of this RRR cut have greatly exceeded market expectations.It shows that the central bank clearly supports the goal of repairing the real economy. In January, there was a big liquidity gap in the environment of seasonal increase in cash demand. Near the end of the month, the capital interest rate center rose. It is expected that the liquidity environment will be further improved after the RRR cut. "Yao said.
Obviously, it is emphasized that the RRR cut and the refinancing rate cut were announced at the same time. Although there was an operation mode of RRR cut+targeted cuts to required reserve ratios in history,However, the mode of "RRR cut+targeted interest rate cut" is rare, indicating the precise and effective tone of the central bank’s monetary policy;This RRR cut may or may not be the last aggregate operation in this round of wide currency cycle.
Chang Yang, Chief Analyst of Policy Group of Zhongtai Securities Research InstitutePointed out to Zhongxin Jingwei that at the aggregate level,Releasing long-term liquidity is conducive to preventing capital shortage at the beginning of the year and creating a better monetary environment.From the historical data, January was a relatively high level of new RMB loans, for example, it reached 4.9 trillion yuan in January 2023, which was obviously higher than other months of the year. Lowering the deposit reserve ratio in advance to release the corresponding liquidity is conducive to avoiding the shortage of funds, achieving a red start for the economy at the beginning of the year and creating a more favorable monetary environment.
At the structural level, this move further strengthened inclusive finance. Chang Yang pointed out that while reducing the deposit reserve ratio and realizing abundant liquidity, it also further lowered the price of funds. Starting from January 25th, it lowered the interest rate of small loans and rediscounts for supporting agriculture by 0.25 percentage points, which is conducive to further reducing the financing cost. At the same time, the press conference of the State Council Office also mentioned relaxing the recognition standard of inclusive micro-credit from the current single-family credit of no more than 10 million yuan to no more than 20 million yuan, which fully reflected the five major directions put forward by the Central Financial Work Conference. "Further easing of monetary policy and focusing on both aggregate and structure will help create a good monetary environment for the short-term repair of economic fundamentals." Chang Yang said.
Wang Qing team, chief macro analyst of Oriental JinchengIt is pointed out that this RRR cut is in line with market expectations, and the rate of RRR cut has increased, which has released the signal that monetary policy will increase its strength and steady growth, which will help boost market confidence and consolidate the good momentum of economic recovery.
With regard to the announcement by the central bank that it will reduce the interest rate of re-lending and re-discounting small loans to support agriculture by 0.25 percentage point on January 25th, the Wang Qing team said that this shows that in addition to launching the aggregate monetary policy tool, the structural monetary policy is also focusing on the weak links of the national economy, and the tax reduction and fee reduction policy for small and micro enterprises in the later fiscal policy will also be launched in due course.
Team Wang Qing also said that it is also urgent to reduce the real interest rate by lowering the policy interest rate and guiding the nominal loan interest rate downward. Considering the economic and price trends in the first quarter,In the short term, MLF interest rate may be lowered, and the expected rate of interest rate reduction is 0.1 to 0.2 percentage points."This will lead to the simultaneous downward adjustment of LPR quotations for one year and more than five years, and promote the steady decline of social comprehensive financing costs, thus effectively stimulating consumption and investment demand. Moreover, the downward adjustment of LPR quotation will bring pressure on banks to narrow the net interest margin, and the next step will continue to be solved by lowering the deposit interest rate. " (Zhongxin Jingwei APP)
(The opinions in this article are for reference only, and do not constitute investment advice. Investment is risky, so you should be cautious when entering the market. )
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There are all kinds of formulas for compiling Mahjong Collection by university scholars.

Military News reporter Guangzhou Branch (Zeng Qiwen Huo Dongxing) In late June, at a preparation meeting for a cross-day flight training of a land aviation brigade in the Guangzhou Military Region, the pilots participating in the training had a copy of "Special Handling Formula". Different from the complicated special handling process in the original Flight Driver’s Manual, the special handling formula scientifically simplifies the helicopter special handling procedure, and simplifies the special handling process of nearly 10,000 words into an 88-word formula.

Unlocking the trillion-dollar payment market, Yinsheng Payment casts a moat of ＂payment+ecology＂ with technology and helps millions of merchants to operate digitally.

　　Hexun. com lin xi

　　In the post-epidemic era, domestic third-party institutions are under the dual background of strict supervision and increasing market scale, that is, for third-party payment institutions, the current payment industry is facing both opportunities and challenges. There is a cloud in the Book of Changes: if you are poor, you will change, and if you change, you will pass, and the general rules will last for a long time. For the third-party payment institutions, at present, both at home and abroad are in the digital age, which is an important landmark event of the national team’s digital pace, namely the pilot of digital RMB, which means that the digital process of the payment industry is developing rapidly.

　　Then, under this background, as a third-party payment institution, how can we be flexible in order to achieve a gorgeous turn and cast a solid moat in this digital age to the greatest extent? As a third-party payment institution, as a capillary to activate economic development, how can we use payment to extend the tentacles of the digitalization process to every corner and realize the digital operation of the industries and merchants we serve as soon as possible? As a third-party payment institution, how should we play a good role as a supplement to the strength of the digital action national team and an active practitioner of policies? As a third-party payment institution, how can we better fully mobilize our own corporate advantages and incite this ever-growing trillion-dollar payment market? The "change" and "communication" hidden behind these topics, and third-party payment institutions such as Yinsheng Payment are writing their own answers.

　　Trillion payment market continues to grow, and third-party payment embraces new opportunities.

　　According to the data of "Special Analysis on Digital Development of Third-Party Payment Market in China in 2021" recently released by Analysys, in 2020, China’s mobile payment transaction scale, Internet payment transaction scale and offline code scanning market transaction scale showed a trillion-dollar market scale as a whole, and showed positive annual growth, and the payment industry showed a thriving development scene.

　　Among them, the mobile payment market. In 2020, although the sudden COVID-19 epidemic had a certain negative impact on China’s macro-economy and residents’ daily life, the transaction scale of China’s mobile payment market still maintained an annual positive growth of 23.7% in 2020, and the overall transaction scale of the industry once again hit a record high. This fully reflects the strong anti-risk ability of China’s overall macro-economy and payment industry.

　　In addition, Internet payment. After experiencing a negative growth in the overall transaction scale in 2019, in 2020, the annual transaction scale of Internet payment in China reached 24.95 trillion yuan, an increase of 0.8% compared with 2019; In terms of quarterly growth, except for the first quarter, China’s Internet payment also achieved a positive growth in quarterly transaction scale in the second, third and fourth quarters of 2020.

　　Furthermore, the offline scanning code market. In 2020, the overall transaction scale of China’s offline scanning code market reached 37.5 trillion yuan, an increase of 24.3% compared with 2019, and it still maintained a relatively stable growth trend against the background of COVID-19 epidemic. In this regard, Analysys believes that the substantial growth of the offline scanning code market, in addition to the timely control of the epidemic by the Chinese government and the rapid recovery of residents’ out-of-town consumption, the third-party payment institutions represented by Yinsheng Payment have promoted the digitalization process of merchants, helped various industries to resume production, and helped the whole society to fight the epidemic through various forms such as formalities reduction and exemption, operational support, digital solutions, research and development of online healthy passwords, and assistance in the issuance of electronic coupons, which is also a force that cannot be ignored.

　　Some analysts pointed out that there are great opportunities for the development of the payment industry hidden behind the changes in the objective environment, whether in the early stage of the epidemic or in the post-epidemic era. Whether we can seize this opportunity and achieve "communication" through "change" is very particular about the sense of smell and acumen of a payment institution, as well as the attitude and ability to embrace industry changes and respond positively.

　　Take Yinsheng Payment, a third-party payment institution, as an example. It focuses on B-side and empowers the outside world, and has been deeply involved in the payment industry for more than 10 years. At present, its service merchants have reached tens of millions, the number of transactions has reached hundreds of millions, and the transaction amount has reached trillions. According to public information, Yinsheng Payment Service Co., Ltd. (hereinafter referred to as "Yinsheng Payment") was established in 2009 and headquartered in Shenzhen. It is a subsidiary of Yinsheng Technology Service Group. In 2011, it was awarded the first payment institution with the Payment Business License by the People’s Bank of China, allowing it to engage in Internet payment, mobile phone payment and bank card acquiring business throughout the country. Yinsheng Payment is the first third-party payment institution to support foreign card receipt.

　　At the same time, Yinsheng Payment is a national high-tech enterprise, a member of China UnionPay, a founding shareholder of Networked Clearing Co., Ltd., a director of China Payment and Clearing Association and a vice-president of Shenzhen Bank Card Acquisition Industry Association. It is also a member of five international card organizations: Mastercard, Visa, Diners Card, AE and JCB. Moreover, Yinsheng’s payment business covers the whole country, covering education industry, intelligent manufacturing, RV industry, communication industry, FMCG industry, manufacturing industry, retail and wholesale industry, catering industry, property industry, logistics and distribution, insurance enterprises and other industries. In terms of bank card receipt, it has always been in the forefront of the country and has been ranked among the top ten in the country for many years.

　　Successfully renewed the payment license again and reached a new level with digital RMB.

　　In the digital age, for payment institutions, it is necessary to constantly enhance their own scientific and technological strength, and use science and technology to empower the outside world to truly solve payment-related problems for the vast number of merchants and enterprises. In the fierce industry competition, the successful renewal of payment license is a powerful proof of a powerful payment institution. In May this year, the People’s Bank of China issued the "Public Information on the Renewal of Payment Business License of Non-bank Payment Institutions in May 2021", which showed that Yinsheng’s payment license was successfully renewed, and its business types included Internet payment, mobile phone payment and bank card receipt, covering the whole country.

　　The successful renewal of payment license will undoubtedly get a pass for payment institutions that are in the current fierce wave of digital transformation and upgrading. At present, digital RMB, as an important landmark event in the digital age, has officially entered the pilot work after six years of development. As early as August 2020, with the Ministry of Commerce officially issuing the Notice on Printing and Distributing the Overall Plan for Comprehensively Deepening the Innovation and Development of Service Trade, China’s digital RMB officially began to be piloted in Shenzhen, Chengdu and Suzhou. In addition, in October 2020, the first large-scale "public beta" of digital RMB began in Shenzhen. Since then, digital RMB has been piloted in Suzhou, Beijing, Shanghai, Chengdu and other cities.

　　Some analysts pointed out that the increasing number of cities in the pilot project of digital people means that the development process of comprehensive digital RMB is also accelerating, and as a third-party payment institution, especially the payment institution that successfully renewed its payment license this year, actively deploying digital RMB business is undoubtedly another good way to realize its own development.

　　Li Nan, an associate professor in the Finance Department of Antai school of economics and management, Shanghai Jiaotong University, once said, "If the whole economic and financial system of our country is compared to a human body, then the payment system composed of financial institutions dominated by commercial banks is the aorta, while the third-party payment that goes deep into retail is the capillary. Both RMB and digital RMB are blood flowing in the blood vessels. Blood and blood vessels are interdependent, not competitive, and there is no problem that one party replaces the other."

　　In addition, Mu Changchun, director of the digital currency Research Institute of the People’s Bank of China, believes that China has always supported the coordinated development of various payment methods, and digital RMB and general electronic payment tools are in different dimensions, both complementary and different. Digital RMB will provide a new general payment method for the public, which can improve the diversity of payment tools and help improve the efficiency and security of the payment system. Digital RMB is mainly based on cash payment voucher (M0), mainly used for retail payment, aiming at improving the level of financial inclusion, and learning from electronic payment technology and experience to form a useful supplement.

　　From this point of view, in the digital age, if payment institutions can use their own technology and devote themselves to promoting the landing and development of digital RMB, they will inject fresh development momentum into payment institutions in the future.

　　It is understood that in terms of digital RMB payment, Yinsheng Payment is actively exploring the application of blockchain in the financial field, and actively responding to the national call to promote the landing of digital RMB and accelerate the layout of digital RMB business. Specifically, up to now, Yinsheng Payment has built an aggregate acceptance terminal that fully supports credit card swiping, code scanning, China Unionpay Quick Pass and digital RMB payment, and completed the upgrade iteration of the intelligent acceptance terminal. Some analysts pointed out that under the background of the country’s active promotion of digital RMB, Yinsheng Payment responded positively and made a difference. Such "change" will bring broader development opportunities for its future development to a new level.

　　Technology empowers "payment+ecology" to help millions of merchants operate digitally.

　　Promoting the promotion and landing of digital RMB is only one stroke in the process of digital transformation and upgrading for Yinsheng Payment. As far as Yu Yinsheng Payment is concerned, it is a vision to be committed to "becoming the benchmark of technology-based business service industry", and it is the initial intention of its digital transformation and upgrading to "superimpose comprehensive payment ability, technology ability and ecological service ability, build digital basic platform, digital service, digital management, digital marketing and other products and services, continuously empower customers, and promote millions of merchants to realize digital operation".

　　In this great action of digital transformation and upgrading, science and technology are the support, the foundation and guarantee of all upgrading and transformation. For payment institutions with innovation as their genes, in this digital revolution, all institutions are giving full play to their own scientific and technological research and development strength, constantly producing new solutions, and completing digital upgrades for the industries, enterprises and merchants they serve.

　　In order to further enhance their core competitiveness, the third-party payment institutions in the market have continuously increased their investment in technology research and development in recent years, and constantly upgraded their products and services. In addition to cultivating internal strength, payment institutions also strive to empower their own technology to related industries with digital needs such as education, retail and property. Taking Yinsheng Payment as an example, in April, 2021, Yinsheng Payment and Shandong Qilu Bank Binzhou Branch solved the difficulties in collecting and paying fees for many preschool education institutions through the comprehensive solution of education and training industry-Little Y Excellent Learning Payment, combined with the mode of embedding the payment portal in WeChat official account of the bank, and realized "online and offline linkage payment+rapid entry of student data+efficient payment management" to help educational institutions complete digital upgrading.

　　In addition, it is reported that we have adhered to innovation-driven Yinsheng payment, actively practiced technology empowerment, and launched many industry payment solutions and intelligent service products, such as the lightweight smart retail cashier solution "Little Y Genie", the whole industry cashier solution "Little Y Cashier", the enterprise wallet account system solution "Yinzhangtong", and the entertainment and leisure industry solution "e-Pay Entertainment" and other one-stop, differentiated integrated payment solutions. As well as digital management tools such as Yinshengxiao Y Butler APP, Yinshengli Code Receiving Card, Yinshengyun Horn, Yinsheng cloud print, Yinsheng Card Voucher Platform, and IoT Cloud Platform, to ensure the safety of users’ funds and add wings to the digital management of merchants and enterprises.

　　From the perspective of specific products and services, it is obvious that the achievements of digital transformation and upgrading of Yinsheng Payment are obvious to all, and it has also won the recognition and applause of the industry. For example, Yinsheng Payment won the VISA 2018 Outstanding Partner Award for acquiring business, and Yinsheng Payment’s "Yinsheng Quick Scan" won the Best Intelligent Terminal Market Performance Award; Another example is that in 2021, Yinsheng Payment won the honorary title of "Shenzhen Famous Brand" again, and Yinsheng Payment won the "UnionPay Excellent Partner Award".

　　In fact, aside from the specific products and services paid by Yinsheng, starting from its role as a subsidiary of Yinsheng Group, we can capture that there is actually a strong ecological support behind Yinsheng Payment. According to public information, Yinsheng Payment is a subsidiary of Yinsheng Technology Service Group. The five strategic sectors of "payment, communication, finance, technology and investment" of the Group can provide strong ecological support, form the unique ecological service capability of Yinsheng Payment, and build a moat for its own competition in the payment industry.

　　In addition to the specific products and services of digital upgrading and transformation and the strong ecological support behind them, in recent years, Yinsheng Payment has always adhered to development strategies such as "innovation", "deep cultivation" and "penetration", forming four core competitiveness of "innovative product system, comprehensive service capability, stable and safe technology and diversified value-added services". Moreover, on the basis of these four core competitiveness, Yinsheng Payment has deeply sunk the county-level market, deepened market segments, provided customers with personalized customized payment products and solutions, and integrated payment and marketing services, and promoted enterprise development with "payment+ecology" digital business services.

　　Some insiders pointed out that in the wave of digital revolution, as a third-party payment institution, only by actively embracing the "change" in it, that is, embracing the "change" in the payment industry to promote the "change" of self-innovation, thus forming a self-powerful barrier and building a moat in this great revolution; Moreover, in this great change, only by actively embracing national policies and actively participating in them can we conform to the historical trend and stride forward to achieve "communication"

(Editor: Wang Zhiqiang HF013)

　　　[Disclaimer] This article only represents the viewpoint of the cooperative contributor, not the position of Hexun. Investors should operate accordingly, at their own risk.

The ＂shabu-shabu＂ predecessor! Biden said he would not be responsible for inflation.

　　Chinanews. com, February 4 th, "Am I responsible for inflation? No. " Recently, US President Biden said that he "does not take responsibility for inflation in the United States" because his remarks that the problem "already existed" when he took office caused many controversies. Some American media even claimed that he "told three big lies in 20 seconds".

　　On February 3, local time, Biden delivered a speech on the January work report of the United States in Washington. A reporter asked him, "Are you responsible for inflation?"

　　Biden gave a negative answer. He said, "Do you remember the financial situation when I came here? A large number of jobs have been lost and inflation is increasing. We didn’t make a decent thing here. We are in real economic difficulties. This is why I won’t (be responsible for this), thank you. "

　　With that, he left the scene smartly.

　　Biden fabricated inflation data, saying that soaring prices "already exist" to avoid accusations — — New York Post published an article on this topic that day, refuting Biden’s statement with data.

　　Image source: New York Post report screenshot

　　The report quoted the consumer price index of the US Bureau of Labor Statistics as showing that when Biden took office in January 2021, the inflation rate was only 1.4%, and then it soared to the highest level since the early 1980s during his tenure. Before Biden’s first year in office, the inflation rate had never exceeded 4% since 1991.

　　In another article, New York Post even pointed out directly that Biden told three "big lies" in 20 seconds. "Biden’s economic lies show that he is either a deceived narcissist or a complete liar."

　　According to The Hill, in August 2022, Biden publicly stated that the inflation rate in the United States was zero in July. "Although the prices of some things went up, the prices of other things dropped by the same amount. People are suffering, but last month the inflation rate was really zero. " This remark earned him the title of "liar of the year" by netizens.

　　As for Biden’s complacency due to US employment data, the US media pointed out that the United States did increase 517,000 jobs in January 2023, more than twice as much as expected. But this is not necessarily good news for inflation, and it reflects that the sharp interest rate hike by the Federal Reserve failed to solve the problem — — It may prompt it to raise interest rates further, reduce investment and trigger economic recession.

　　"No one would have thought of such a terrible number!" Seema Shah, chief global strategist of Principal Asset Management, an asset management company, said in a report on the 3rd. "When there is such explosive economic news, the Fed will not stop raising interest rates and consider cutting interest rates."

　　Biden’s remarks also caused dissatisfaction among netizens. Some people pointed out that "Americans are poorer than when Biden took office, inflation has destroyed the savings of millions of people, and real wages have fallen at the fastest rate in 40 years. In fact, most Americans say that they are worse off under Biden’s leadership, but Biden is not helping, but bragging. "

　　Others sarcastically said, "When people have to do two jobs to survive, yes, there are more jobs."

China Merchants Bank’s digital RMB service appeared at the 2022 Service Trade Fair, bringing an immersive new experience.

Source: Beijing Youth Daily

　　As the first joint-stock bank in China to obtain the qualification of digital RMB operation, China Merchants Bank recently appeared in the 2022 China International Fair for Trade in Services Financial Services Special Exhibition with a number of digital RMB application achievements and scene integration innovative services. The audience can quickly open the digital RMB wallet of China Merchants Bank and experience the various functions and services of China Merchants Bank.

　　Keep pace with the times: China Merchants Bank actively participates in the research and development of digital RMB wallets.

　　At the end of 2019, digital RMB was piloted in Shenzhen, Xiong ‘an, Beijing, Shanghai and other cities. In July 2021, China Merchants Bank became the first joint-stock bank in China to obtain the qualification of digital RMB operation. In January of this year, the "Digital RMB" App officially released the digital RMB wallet of China Merchants Bank, and then the China Merchants Bank App quickly iterated on the digital RMB wallet area. According to reports, at this stage, users can quickly open and experience China Merchants Bank’s digital RMB wallet in three steps of the "Digital RMB" App. Bank cards can be directly exchanged for digital RMB to be used in wallets, supporting offline code scanning, online payment, wallet exchange and other functions and services. The "Digital RMB" App and China Merchants Bank app have already realized interoperability. In addition, China Merchants Bank’s "Fengling" full-process service quality monitoring system is also escorting the continuous user experience.

　　As early as 2015, China Merchants Bank began to carry out scientific and technological innovation projects and research and apply blockchain technology in the field of cash business. In 2016, China Merchants Bank began to participate in relevant research and discussions in digital currency, and continued to follow up the implementation of the digital currency Plan. Now, China Merchants Bank has formed a professional blockchain team of more than 60 people and accumulated a lot of practical experience. In the face of digital "new infrastructure", China Merchants Bank has been advancing with the times, actively participating in the research and development of digital RMB and ecological construction, helping the national key strategies and contributing to the strength of China Merchants Bank in the blueprint vision of the digital economy.

　　Braving the tide: realizing the coverage of multiple scenes with the power of innovation

　　At present, China Merchants Bank, taking advantage of financial technology, has achieved digital RMB scene coverage in many fields, such as transportation, government affairs and convenience, payroll, and inclusive loans. In April this year, it successfully landed the first digital RMB payment of high-speed tolls in Guangdong Province, and comprehensively covered the collection of high-speed sections in Guangdong Province, and successfully landed the first digital RMB salary payment in Chongqing in the same period. In June, we further broadened the payment channels for government services, efficiently completed the first digital RMB tax refund business in Shandong Province, and refunded more than 200,000 yuan for two enterprises. In addition, the first inclusive loan in the financial system in the form of digital RMB was innovatively issued, which was used to pay employees’ salaries and raw materials for upstream enterprises, achieving a breakthrough in the application scenario of digital RMB, realizing an innovative attempt in helping enterprises to bail out, providing new ways of efficient financing for small and micro enterprises, and at the same time ensuring the authenticity and credibility of the closed-loop circulation and use of credit funds, greatly enhancing the convenience and availability of inclusive finance.

　　At the level of ecological links in the same industry, China Merchants Bank has actively built a digital RMB operation service platform to achieve unified access for cooperative institutions. At present, it has successfully signed contracts with a number of peers.

　　It can be said that China Merchants Bank has been engraved with the gene of "technology-driven and innovative" since its inception. Under the background of new digital infrastructure, it has continuously promoted the full application of digital RMB in retail supermarkets, smart parks, business districts, cultural tours, and salary generation. Up to now, China Merchants Bank has also formed the interconnection of online and offline digital RMB services such as Digital RMB App, China Merchants Bank App, Enterprise App, Paypass APP, online banking, business outlets, etc., providing omni-channel services and meeting users’ demand for digital RMB.

　　Perseverance: "Four Innovations" Mode to Promote the Exploration of Digital RMB Business

　　Facing the opportunity of digital RMB, focusing on solving the pain points of users, "cultivating internal strength" is the way to persevere. In the future, China Merchants Bank will continue to stimulate the imagination with the "four major innovations".

　　Through the combination scheme of "umbrella wallet+smart contract", the demand for fund sharing of large merchants is solved; Through the combination scheme of "smart contract+mother-child wallet", the crisis of prepaid trust is solved and the security of funds is protected; Through the linkage with the current financial management of China Merchants Bank "Chaochaobao", the intelligent management of wallet balance can be realized, and the efficiency of capital utilization and the maximization of income can be improved; Explore the feasibility of digital RMB insurance premium payment, claim payment, personal consumption loan payment, etc., and insert the wings of digital RMB into thousands of households.

　　In the future, China Merchants Bank will continue to invest in the construction of national digital RMB, focusing on key application scenarios, aiming at serving users well and creating the best user experience, and helping the national key strategy and the ecological construction and development of digital RMB.

　　Text/Jin Renfu

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The Xiaomi AI strategy was first exposed, the big model was tested, and the robot dog Iron Egg 2 was launched.

Machine heart report

Editor: Zenan

Crossing the high-end battle of life and death, Xiaomi now wants to fully embrace the big model.

Unexpectedly, in the future strategy, Xiaomi put AI in such an important position.

Last night, Lei Jun’s annual speech was a topic that everyone was discussing. Lei Jun, who had completed four years’ credits at Wu Da University in two years, released a series of products, such as a new generation of folding screen mobile phone MIX Fold3, Redmi K60 Extreme Edition, tablet 6 Max, mi band 8 Pro and so on, after talking about the story of how to choose courses, write programs and start a business.

In addition, he also shared the latest exploration of Xiaomi in cutting-edge technology, including hot areas such as large models and robots.

In the direction of quadruped robot, it seems that we haven’t seen such a level of innovation for a long time. At yesterday’s press conference, Xiaomi released the CyberDog 2 robot dog, which reached the level of "close to smart cars".

Two years ago, Xiaomi’s "iron egg" robot dog was welcomed as one more thing. What progress has been made in the second generation of iron eggs? Development engineers say that in short, it is "more dog-like".

First of all, it has a smaller size, close to the real small dog, weighing 8.9kg and being 36.7cm tall. CyberDog 2 is more bionic than the previous generation-it refers to the appearance and characteristics of organisms. Compared with the previous generation, CyberDog 2 has reduced its volume by 16% and its weight by nearly 40%. On the other hand, its price is higher than that of the previous generation: 12,999 yuan.

"It’s actually quite difficult to be a puppy. We have been working for more than two years," Lei Jun said. "The movement of robot dogs requires high servo motors, requiring small size, precise control, reaction speed and power. A dog needs 12 servo motors, reducers and corresponding electronic controls, and the products on the market are expensive. 」

Therefore, Xiaomi has developed a micro-motor system CyberGear, which weighs only 317 grams and has a maximum torque of 12N.m；: The control accuracy is 5, and the response time is as low as 20ms;

The new motor provides stronger dynamic response ability, supports richer movements and precise control. In addition, after 30,000 dogs’ parallel training on the reinforcement learning virtual environment platform, Iron Egg 2 can now fully maintain its balance, and it is not a problem to flip forward and backward and play skateboard, and its anti-impact ability has also been enhanced.

The upgrade is also reflected in the perception level. CyberDog 2 is equipped with 19 groups of sensor systems, including laser radar and touch sensors. The computing power of AI processor reaches 21TOPS, and it is connected to the AI voice interaction system of Xiaoai classmate, which makes it bionic and interactive. The experience has reached a new height. Xiaomi said that CyberDog 2 can achieve the ability of following and avoiding obstacles similar to drones.

Based on the successful experience of the first CyberDog, Xiaomi decided to continue to adhere to the open strategy, open the research and development technology of CyberDog 2 to the world, and encourage the participation of rice flour and technical geeks around the world. Lei Jun said that the open content includes the structural drawings, system codes and functional interfaces of robot dogs, as well as a set of visual programming tools.

In order to make people do DIY better, CyberDog 2 has designed nine detachable shells, all of which support 3D printing replacement. It even has an electrochromic special edition, which can change the skin color through programs.

When the CyberDog generation and the humanoid robot CyberOne were launched before, some people worried that Xiaomi’s research robot was just a "ticket-playing" nature and did not have the motivation for continuous research. But on CyberDog 2, we have seen a series of innovations oriented to basic technologies and applications, and more importantly, persistence.

Large language model is an important goal pursued by domestic and foreign technology companies. In this regard, Xiaomi said that as early as April this year, he set up his own Al model team, and the main breakthrough direction was lightweight local deployment.

A few days ago, Xiaomi’s 6.4 billion parameter model was exposed on GitHub, and it achieved the best performance of the same volume on both C-Eval and CMMLU benchmarks. According to the information given by C-Eval, MiLM-6B model has achieved high accuracy in all 20 subjects of STEM (science, technology, engineering and mathematics education), and many projects such as metrology, physics, chemistry and biology.

At yesterday’s press conference, Lei Jun said that MiLM-1.3B, the latest version of Xiaomi AI big model, has been successfully run locally on mobile phones, and some scenes can be compared with the running results of 6 billion parameter models in the cloud.

It can be seen that the research of Xiaomi’s big model focuses on landing and end-to-end operation. According to reports, their first deployment direction is the intelligent assistant Xiao Ai. Thanks to the large-scale model technology, Xiao Ai has a more powerful brain, which can answer questions, inspire inspiration, create art and play a role in natural dialogue. Combined with the dialogue characteristics of the big model, Xiao Ai’s interactive model has been upgraded, and its original ability has been combined with the powerful general ability of the big model.

At present, Xiao AI, a big model version of AI, has started the invitation test. The first batch of supported models include Xiaomi 12 series and Redmi K50 series. I wonder who is faster than HarmonyOS in landing the big model on MIUI?

In the face of fierce competition in the industry, Xiaomi chose a technological breakthrough. "We will always adhere to Xiaomi’s vision and values, make good products that touch people’s hearts and are kind in price, and continue to increase investment in research and development based on technology. Lei Jun said. He said that Xiaomi’s R&D investment in 2023 is expected to exceed 20 billion. At present, Xiaomi has laid out 12 technical fields and 99 subdivided tracks, and its technical investment will reach 100 billion yuan in the next five years.

Lei Jun said that Xiaomi will choose technical fields with long-term value to human civilization and continue to invest for a long time. In the process of exploring science and technology, we will follow the following principles: deep cultivation of the underlying technology, long-term continuous investment, deep integration of software and hardware, and comprehensive empowerment of AI.

In yesterday’s speech, Lei Jun introduced the course of Xiaomi’s mobile phone hitting the high end. From insisting on the high-end road, to building a technical system with deep integration of software and hardware, and constantly improving the user experience, we can see that today’s Xiaomi has set its sights longer.

[Network Media Defence Bank] gave up Shenzhen’s high salary and joined the military camp. Now he is an island-guarding soldier guarding the South China Sea.

　　— — The growth process of a post-90s college student army coastal defense soldier.

　　In May 2013, Sinosoft Shenzhen Branch issued an admission notice to a recent graduate from Jieyang, Guangdong. However, two months later, the head of the personnel department of the company received a phone call from the hired young man: "I’m sorry, I decided to give up this job, and I’m going to be a soldier."

　　Zhang Fengming, 27 years old, has been in length of military service for 4 years, and now he is a sergeant in a brigade of the Army Coastal Defence Force. In 2015, he was selected at different levels and became one of 45 China military representatives. He went to Seattle to participate in the actual military exercises of humanitarian relief and disaster reduction between the Chinese and American armed forces. In this joint exercise, Zhang Fengming played an outstanding role, fully demonstrating the spirit of the younger generation of PLA soldiers who are "disciplined and professional".

　　More than two months ago, Zhang Fengming was ordered to transfer to Hainan East Island. Now, he has become a glorious island-guarding soldier guarding the South China Sea.

　　Chief reporter of Jinyang. com, District Jianyan

Zhang Fengming, a young army coastal defense soldier from Jieyang, Guangdong. Photo by Jian Yan (note: this one is under the introduction)

　　He also struggled to give up his high salary and join the military camp.

　　Zhang Fengming’s father was also a soldier. After changing jobs, he entered the public security system and died in the line of duty when he was 4 years old. Since then, he has lived with his mother and sister. Although he was a clever boy who studied hard since he was a child, his father’s absence and his mother’s sister’s love made Zhang Fengming always lack a youthful spirit. 1.85 meters tall, with a childish baby face, he bows his head when talking to strangers … … No one would think that he grew up in a military family.

　　On the eve of college graduation, mother Zhang and her son had a heart-to-heart talk. The mother has realized that her son’s introversion and weakness will be the biggest fetter of his future career and life. After this exchange, she threw a sentence to her son: "Go and be a soldier! Practice yourself as a man and come back! "

　　At this time, Zhang Fengming, who is about to graduate from the university computer major, has already got the employment notice of the well-known enterprise Zhongkesoft Shenzhen Branch. This is a job that students envy. I work in Shenzhen, Special Economic Zone, with a monthly salary of nearly 10,000 yuan. Give up when you say give up? It’s not easy.

　　Zhang Fengming began to struggle. On the one hand, he feels that a good job is hard to come by. On the other hand, he also understands that his mother’s "orders" are for his own good.

　　At this time, my sister, who is six years older than him and is a teacher, also began to do his ideological work. "Brother, although the life in the military camp is very bitter and tired, it is a precious asset in life to have such experience! Now the country pays more and more attention to the construction of a strong army. A college student who graduated from computer science like you is exactly the talent that the army needs most! Be a soldier, my sister supports you! "

　　After thinking for more than two months, Zhang Fengming finally followed the advice of his mother and sister and gave up his high-paying job in Shenzhen. In September 2013, he became an army coastal defense soldier.

The second picture: Hainan Dongzhouzhou Island is stationed by the coastal defense soldiers of the PLA Army. Photo by Jian Yan (Note: placed at the end of the first subtitle)

　　The "aged" college recruit joined the army, and he had various discomforts.

　　Before joining the army, Zhang Fengming imagined his future military life by reading books and watching TV, and made full preparations for hardship. But after really becoming a soldier, Zhang Fengming, a college recruit, still feels very uncomfortable.

　　"Loneliness" is his first maladjustment. The army has strict discipline, and the days when the mobile phone never leaves the body have become history. A telephone landline is only used by 10 soldiers in turn at a fixed time on weekends. On average, everyone speaks for 10 minutes, and it is the next turn.

　　Zhang Fengming said that when I first joined the army, I really missed home and my mother and sister. But every time I call home, I want to complain to them, but when the words come to my mouth, I still hold back. "Since you have chosen to be a soldier, you must overcome all difficulties and live like a man." Zhang Fengming said.

　　Among the recruits in the army, Zhang Fengming is an older recruit, and there are quite a few "veterans" who are longer than length of military service and younger than him. Zhang Fengming’s second maladjustment was that he didn’t know how to communicate with these young "predecessors".

　　Zhang Fengming said that because he was a college graduate and loved at home since childhood, he still had a little sense of self-superiority in his bones when he first joined the army. In addition, he is also a science and engineering man who is not good at expression and communication, so in the process of integrating into the collective life of the army, he will obviously be "passive" than other recruits.

　　Zhang Fengming said that although he didn’t say the instructions issued by some young "veterans" at first, he would still be guilty in the process center of implementation. "I always feel that it will have a better effect to implement according to my own ideas. Looking back now, I really don’t know much. " However, Zhang Fengming said that as a post-90 s young man, he is very lucky to be able to enter the "melting pot" of the army for exercise. "Young people just leave the society, and more or less they will hit a wall because of impetuousness. Some people around them may not be willing to give you advice and advice, but the biggest difference between the army and many enterprises in society is that the army will never give up on you."

　　Zhang Fengming said that in order to let him integrate into the collective quickly, the squad leader, platoon leader and company commander took turns to patiently do ideological work for him. The frankness and sincerity between comrades-in-arms made Zhang Fengming really feel the warmth of the big family of the army and quickly adjusted his mentality.

　　One year after joining the army, this shy and tender-skinned young man has quietly changed "from the outside to the inside". The white skin was tanned, and the exquisite hairstyle turned into a neat crew cut. The muscles became stronger and stronger, and the body gradually exuded a very "man" military temperament. The most important thing is that he knows to put himself "lightly", learn to implement, learn to cooperate and learn to tolerate.

The third picture: the island-guarding soldiers on Dongzhouzhou Island. Photo by Jian Yan (Note: placed at the end of the second subtitle)

　　After two setbacks, he quickly adjusted his status and went to the United States for exercises through selection.

　　In 2015, the second year of Zhang Fengming’s enlistment, he met two "quizzes" in his life. His girlfriend, who has been dating him for many years, finally broke up after waiting for him for two years.

　　Zhang Fengming’s heart was clearly sad, but he still didn’t open his mouth to retain his beloved girlfriend. "I think I have delayed her for two years, and I can’t bear to let her wait for me." In the same year, Zhang Fengming failed in his promotion.

　　However, these two encounters did not discourage Zhang Fengming. He quickly adjusted his state. Participated in an important selection of troops. In October 2015, China and the United States conducted the first military exercise of humanitarian relief and disaster reduction between the two armies. Zhang Fengming stood out by virtue of his excellent professional ability, good English expression ability and comprehensive quality, and became one of the 45 military representatives of our army who participated in Sino-US exercises.

　　After more than half a year of training, he and his comrades-in-arms confidently embarked on a journey to the United States for exercises. In a sense, their every move in the joint exercise not only represents the individual strength of the soldiers, but also represents the strength of the country and the China People’s Liberation Army.

　　Zhang Fengming and his comrades handed over beautiful answers. They have successfully completed their tasks in various exercises such as detection, demolition and rescue. Even American soldiers couldn’t help but give a thumbs-up and praise in broken Chinese: "Fuck! Yes! Drift! Bright! "

　　For Zhang Fengming, this overseas joint exercise experience not only benefited him a lot professionally, but also made him feel the confidence of the People’s Liberation Army as an ordinary soldier. "China soldiers’ strict discipline and efficient and rigorous execution are all our strong weapons!" Zhang Fengming said that as a young soldier born after 1990, he felt that he had an extra responsibility on his shoulders in the construction of a strong army in the motherland.

The fourth picture: the island-guarding soldiers on Dongzhouzhou Island. Photo by Jian Yan (Note: placed at the end of the third subtitle)

Island-guarding soldiers on Dongzhou Island. Photo by District Jianyu

　　Facing whether to retire soon, he resolutely chose to stay.

　　More than two months ago, Zhang Fengming was ordered to be transferred to Dongzhou Island in Hainan to become an island guard.

　　"Young trees are covered with yellow flowers everywhere, and coral reefs have stone walls. Outside the Yulin Port, things are awkward, and the eyes are wide and solid. " In this romantic poem left by Guo Moruo in Hainan in the 1960s, the "East-West" mentioned in it is the East-West Island and the West-West Island, which are backed by Sanya Bay and facing the South China Sea.

　　Military life on the island is more difficult, and it needs soldiers to endure loneliness. However, compared with when he joined the army four years ago, Zhang Fengming, who is more and more mature, said that this time he was really fully prepared.

　　Now, in addition to completing various training tasks every day, he also uses his computer professional skills to solve some computer-related problems for his comrades. Versatile, he is also the keyboard player of Tianya Band composed of soldiers on the island.

　　In September this year, Zhang Fengming, who will serve for four years, will face the choice of whether to retire. But he firmly told the reporter of Jinyang. com: "I want to stay in the army."

　　Zhang Fengming said: "Now that the country is building a strong army, it actually needs soldiers with a certain professional background. I am willing to stay in the army and contribute my meager strength to building a strong army."

　　The horizon of the sky, the horn of the sea. Zhang Fengming, a post-90s army coastal defense soldier, and his young comrades-in-arms made this small island in the South China Sea as their dream place to set sail. With their youth, blood and passion, they are fulfilling their promise to defend their country and become outstanding practitioners on the road of strengthening the army of China People’s Liberation Army.

Photo 5: Dongzhouzhou Island is located in the offshore waters of Sanya, a beautiful tourist city. Photo by District Jianyu

The premiere of ＂Only Mom is Good in the World＂ Huang Xiaolei was praised by her daughter in the play.

1905 movie network news　On October 30th, the film premiere was held in Chongqing. It is worth mentioning that the premiere ceremony was held on a cruise ship at Chaotianmen Wharf in Chongqing. The ships floating on the river swayed with the river wind, much like children being coaxed by their mothers.


Unique design stunning opening, everyone sent warm wishes to the film.


Wang Zhi, film director, screenwriter and co-director, actor, actor, actor, actor and actor Lei Pengyu appeared at the premiere ceremony in turn. The little actor Ma Yirui was called by the host, but she didn’t see him for a long time. At this time, the music "The Big Day" sounded, and Ma Yirui, wearing a purple gauze skirt, began to sing affectionately, with her skirt and singing flying in the air. She slowly walked to the other side of the deck and stopped in front of her little Lei mother: "Mom, I miss you. This familiar and soft voice evoked memories of scenes in Huang Xiaolei’s heart, and then she burst into tears. The two people who played mother and daughter embraced each other deeply in the play, and the embraced figure turned into a pleasant scenery.


The film’s creative team was all present to have face-to-face communication and interaction with the audience, and special guests such as film producer Li Juan and producer Li Quanwei attended to help out.


Previously, the producer collected more than 70 enthusiastic fans and interviewed them. They told stories between themselves and their mothers. Through the lens, everyone said the phrase "Mom, I love you" that can’t be easily said on weekdays. The video of just over a minute filled the audience with tears, and the host interacted with the audience in a warm atmosphere, and then began to play movie tidbits.


Producer Li Juan gave a speech on the stage, gave her blessings to the film on the spot, and shared with you her initial intention of choosing this film: "The choice of this work is not only to show people the Bayu culture, but also the result of starting with love. Motherly love has been passed down from generation to generation, and there are thousands of ways for mothers to love their children. The film conveys a unique maternal love. It is expected that the audience will go into the cinema to feel and discover their mother’s love. "


The film’s creative team gathered on the stage for the start-up session, and the blue gold-plated sand shone in the sun, reflecting the theme of "The cinema film" Only Mom is Good in the World "was a box office hit". At the premiere, the ultimate trailer of the film was shown. Huang Xiaolei demonstrated the tenderness and tenacity of a single mother, and also showed off the Chongqing dialect in the film, showing the lofty sentiments of Chongqing women. The audience was intrigued by all kinds of doubts revealed in the film, and they couldn’t help but get nervous with the deepening of the plot. They all said that they couldn’t wait to go into the cinema to find out.


With the end of the final announcement, lovely children walked onto the stage, holding carnations and shaking them gently, slowly gathering into a pink flower forest. "Only a mother is good in the world, and a child with a mother is like a treasure." Young and bright songs resounded throughout the river bank, and the audience under the stage was silent, enjoying the warmth and beauty of the moment with the swaying hearts of flowers.


Huang Xiaolei almost "tore" He Da, and Jeffery Ji was in tears.


The film "Only Mom is Good in the World" has attracted the attention and expectation of many netizens since its screening, which is also the result of the escort of the team behind the film. At the premiere ceremony, the masters shared their stories during filming and some of their own mental experiences.


Director Kong Lingping said that he was a very naughty director and wanted to create a relaxed and pleasant atmosphere for everyone to work. However, when it comes to digging deep into realism in movies, he said frankly and seriously that as a film and television worker, he hopes to make the audience pay more attention to social reality through movies, and it is a good thing that movies are controversial. Only when there is controversy can there be a topic, and the discussion on the topic can arouse everyone’s deep thinking.

Huang Xiaolei, an actress, revealed that she was deeply touched by the long-lost meeting with everyone today, and revisiting the old place made her recall all kinds of feelings during the filming. She shared with you that when filming a "Looking for Daughter" scene, the whole crew ran around in different scenes, just like a happy "Chongqing fun run Team", and when the crew was moved to tears at the shooting scene, her eyes were a little more warm. Huang Xiaolei also broke the news that he Da was very excited when he met him, and even wanted to hit him, which led to a series of laughter at the scene. The confrontation between them continued outside the play, which even aroused the audience’s curiosity to see what had happened.


Jeffery Ji, an actor, expressed his feelings of cooperation with Huang Xiaolei by exclaiming "She is worthy of being my senior sister", and also shared his experience that it was difficult for him to get rid of the character’s emotions after he entered the play. He said it was a moving, sad and special film, and even couldn’t help crying: "Motherly love is the greatest love in the world. I hope you don’t do anything to your mother that you will regret, but give them as much companionship and happiness as possible."


Zhou Weitong, an actress, revealed that Li Mengyun’s character is very different from her own. When trying to figure out the role, she often observes friends who have similar experiences around her and expresses them with her own understanding. She talked about the role as if it were still in the plot. Although she is not yet a mother, she realized that it is not easy to be a mother, and she was deeply touched by the softness and tenacity of human nature.


Ma Yirui, a young actor, broke the news that Xiaolei’s mother captured her heart with a bowl of Chongqing noodles at the shooting scene, and her favorite plot was when she was with her mother in the small noodle restaurant in the play. She expressed her love for her mother in the simplest and straightforward language: "This movie let me know that my mother also has weaknesses. I hope I can play with her more at ordinary times and not make her angry."


Actor He Da subverted the villain role Ran Jianlin this time. He said that this is a "bad guy" with quotation marks. Although he is a villain in the script, he did not regard this role as a specific bad guy. In the process of shaping, he did a lot of psychological research on the role itself. If he interprets the role’s emotions thoroughly, he will not have too many complicated emotions. At the same time, he also hopes to break his accustomed "decent" image in front of the audience. Being able to play various types of roles is an actor’s professional quality.


Actor Lei Pengyu said: "Only a mother is good in the world" is a multi-faceted film. He believes that every character has his own unique starting point, just like everyone in the movie has different feelings and attitudes towards Xiaomi, and various collisions evoke things hidden under the surface of human nature, and the role he plays is a person with a strong sense of reality, which can resonate with everyone. He also shared that he can experience all kinds of life in different roles, which is a lucky and happy thing.

Family suspense comedy, making people sad and happy.


The film extended the IP of the song "Only Mom is Good in the World", telling the story of single mothers Zhang Keyi (Huang Xiaolei) and Zhang Xiaomi (Ma Yirui) who insisted on their love. With the integration of suspense and comedy elements, the theme and story of the film were clearly and profoundly displayed.


Touching mother-daughter affection, suspenseful story development, and relaxed and happy funny scenes triggered the audience’s tears and laughter. After the movie, everyone enthusiastically discussed a series of social and practical problems presented by the film and had an interesting interaction with the creative team.

10 most profitable jobs in the next five years. Do you have any？

　　At the end of the year, there should be many people who want to change jobs. Every time I see my account balance, my heart is stuffed. Look at other people’s jobs, with a monthly income of over 10,000 and an annual salary of one million … … According to media reports, there will be some gold medal occupations in the next few years, many of which are worth millions of dollars a year. Xiaobian will sort it out! Come and see if there is one for you ~

　　1. AI R&D Engineer

　　In July this year, the Global AI Talent Report was released. According to this report based on LinkedIn data, as of the first quarter of 2017, there were more than 1.9 million technical talents in the field of AI in the world, including more than 850,000 in the United States and more than 50,000 in China.

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　　2. New retail talents

　　As a brand-new business model, new retail is in a state of "the market is hungry and the talents are scarce". A few days ago, there were frequent demands for "new retail" positions on recruitment websites, among which not only companies recruited "new retail COO", but the annual salary of executive positions was between 1 million and 1.6 million. Middle-level management positions such as "new retail strategy director" also offer an annual salary of 800-1 million. Ma Yun’s words have ignited new retail. As a benchmark, Box Horse Fresh Life has made new retail talents popular. Nowadays, the industry demand is hot, and the annual salary of one million is not to mention. It is one of the most promising occupations in the future!

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　　3, the elderly supplies and services industry

　　At present, China has gradually entered an aging society, and the market demand for elderly products and services is constantly rising every year. However, there are few products for the elderly in the market at present, and there is a huge difference between supply and demand. Because the domestic industry of articles and services for the elderly is still not perfect, there is an urgent need to develop services for the elderly in the fields of pension institutions, medical care products and tourism. Talents in this industry are becoming more and more popular, and they will be very popular in the future.

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　　4. Logistics and related service personnel

　　During the period of double 11 this year, 820 million logistics packages were produced, and such a large number of packages will definitely need more professionals to manage in the future. According to the research report, logistics professionals have been listed as one of the 12 kinds of talents in short supply in China. At present, domestic logistics managers can generally reach senior logistics managers with an annual salary of several hundred thousand yuan. Although it is not glamorous, the potential behind it is still great.

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　　5. Senior Technician

　　Tight, the national gap of senior technicians is nearly 10 million! Senior technicians refer to blue-collar workers who are experienced and skilled in the industry and can operate fine instruments. Nowadays, the surge in demand for senior technicians is a very real demand. Nowadays, this demand is more and more vigorous. In 2017, the blue book of talents, China Talent Development Report (NO.4), pointed out that the gap of senior technicians in China is as high as tens of millions. It seems that "Lan Xiang" is not only popular on the Internet, but this kind of mechanic is really popular.

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　　6. Financial analyst

　　This is a group of well-educated people who have passed professional certification in the financial industry and can provide the most professional financial services. With the rapid development of economy, commercial banks, insurance companies, securities companies, fund management companies and other financial institutions are constantly emerging, and financial analysts are very popular. Take Shanghai as an example. In the next two years, the demand for CFA in Shanghai will be 3,000, but at present, Shanghai has only about 30 CFA qualifications. Therefore, high salary and competition are inevitable.

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　　7. Health Manager

　　This position is still very special, a little different from that of a doctor. Its accurate definition is: professionals engaged in the monitoring, analysis, evaluation, health consultation, guidance and risk factor intervention of individual or group health. It is conservatively estimated that at least 2 million professional health managers are needed. At present, there are only about 100,000 professional health management practitioners in China, and the talent gap is very large. Health problems can never be ignored, so this profession has always been very popular.

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　　8. Independent fashion designer

　　Tailoring is a very old profession. Nowadays, with the mass production of clothing, tailors also have some high-end customization industries. Some graduates with "college background" can earn a considerable monthly income if they can enter high-end tailors who serve high-consumption people. This group of people are called, independent clothing customizers.

　　Usually, a custom-made dress has an average of more than 5 digits. This group of people include senior white-collar workers and stars. As long as the craftsmanship is good, the general production cost ranges from 2,000 to 4,000 yuan, whether it is an uneducated old tailor or a trained person. Therefore, as long as a private tailor receives 5 customers every month, the monthly income will be as high as more than 10,000 yuan.

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　　9. Advanced personal education

　　Chinese has attached great importance to education since ancient times, and now the state also attaches great importance to the development of education. Policies such as compulsory education in rural areas and free high school education are gradually opening up, and many parents let their children attend various cram schools from the primary school stage.

　　In order to let their children have a skill, the number of applicants for many piano classes and chess classes is extremely hot, which has also spawned more tutors to join the market. Some star tutors have very rich incomes. Kih-Hoon Kim, a "superstar tutor" reported by the media before, earns $4 million a year in South Korea, which is staggering.

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　　10. Lunar New Year’s Eve and Parenting Sister-in-law

　　Yueyue and parenting are very popular occupations in recent years, and many rural aunts can do it, which is a veritable grassroots occupation. After the full liberalization of the "second child", China’s next birth peak is coming, which will continue to promote the careers of Yueyue, parenting sister-in-law and prolactin.

　　Many "gold medals" have a monthly salary of over 10,000 yuan, and those with culture, high quality and strong comprehensive ability have an absolute "seller’s market". Although Yueyue and Parenting Sister-in-law are grassroots occupations, they also need quick-sighted, patient and caring aunts.

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Joint statement of People’s Republic of China (PRC) and the Republic of Equatorial Guinea on establishing a comprehensive strategic partnership (full text)

　　Xinhua News Agency, Beijing, May 28th　

　　Joint statement of People’s Republic of China (PRC) and the Republic of Equatorial Guinea on establishing a comprehensive strategic partnership.

　　At the invitation of the Supreme Leader of President People’s Republic of China (PRC), President and Head of State of Equatorial Guinea teodoro obiang nguema mbasogo paid a state visit to People’s Republic of China (PRC) from May 27th to May 31st, 2024.

　　During the visit, the two heads of state held talks in a cordial and friendly atmosphere, exchanged in-depth views on China-Equatorial Guinea, China-Africa relations and international and regional issues of common concern, and reached broad and important consensus. People’s Republic of China (PRC) the State Council Prime Minister Li Qiang and the NPC Standing Committee Chairman Zhao Leji met with President Obiang respectively.

　　1. Both sides agreed that since the establishment of diplomatic relations in 1970, the traditional friendship between the two countries has lasted for a long time, political mutual trust has been continuously enhanced, pragmatic cooperation has yielded fruitful results, and close cooperation in international affairs has effectively benefited the two countries and their peoples, setting an example of sincere friendship, mutual respect and mutually beneficial cooperation among different countries.

　　The two sides spoke highly of the great progress made in bilateral relations since President Obiang paid a state visit to China in 2015. Especially in the face of the severe challenge of the COVID-19 epidemic, the people of China and Equatorial Guinea helped each other and fought the epidemic side by side, once again demonstrating the profound friendship of sharing weal and woe.

　　2. Both sides agreed that in today’s chaotic world, developing countries need to strengthen unity and cooperation more than ever before, and the strategic significance of China-Equatorial Guinea friendly relations is more prominent. In order to further consolidate political mutual trust and deepen and expand pragmatic cooperation in various fields, the two heads of state decided to upgrade bilateral relations to a comprehensive strategic partnership.

　　3. The two sides reiterated their firm support for each other’s independent exploration of development paths that are in line with their national conditions, and will continue to strengthen exchanges and mutual learning of experience in governing the country. Equatorial China highly appreciates the Chinese-style modernization by the people of under the leadership of the Communist Party of China, and believes that Chinese-style modernization has expanded the path choice and practical plan for developing countries to modernize.

　　China supports the administrative efforts of President Obiang and the Democratic Party of Equatorial Guinea, and believes that under the leadership of President Obiang, all the projects identified in Equatorial Guinea’s "Vision 2035" will be realized as scheduled, and new achievements will be made in national construction.

　　四、双方强调，在涉及彼此核心利益问题上相互支持是中赤几高水平政治互信的应有之义。中方重申坚定支持赤几方维护国家独立及主权、安全和发展利益，坚决反对外部势力干涉赤几内政。赤几方重申坚定奉行一个中国原则，认为世界上只有一个中国，台湾是中国领土不可分割的一部分，中华人民共和国政府是代表全中国的唯一合法政府，坚决反对任何形式的“台湾独立”，反对外部势力干涉中国内政，坚定支持中国政府为实现国家统一所作的一切努力。赤几方重申支持中方在涉港、涉疆、涉藏等问题上的立场。

　　五、双方同意进一步发挥元首外交引领作用，密切两国政府、立法机构、政党等各部门、各层级的交流与合作。

　　六、赤几方积极响应并坚定支持最高领袖主席提出的共建“一带一路”倡议，高度评价共建“一带一路”倡议在促进共建国家经济发展和民生改善方面发挥的积极作用。双方将共同编制并签署关于共同推进“一带一路”建设的合作规划，愿在和平合作、开放包容、互学互鉴、互利共赢的丝路精神指导下，秉持共商共建共享原则，加强两国发展战略对接，立足各自比较优势和发展需求，积极推进各领域合作，力争取得更多务实成果。

　　7. Equatorial Guinea highly appreciates and firmly supports the global development initiative, global security initiative and global civilization initiative put forward by the Supreme Leader, and believes that the three global initiatives provide strategic guidance for promoting the building of a community of human destiny. China appreciates Equatorial Guinea’s active participation in the Group of Friends of the Global Development Initiative. The two sides agreed to further strengthen cooperation within the framework of global development initiatives, global security initiatives and global civilization initiatives. Equatorial Guinea welcomes China’s Global Artificial Intelligence Governance Initiative and Global Data Security Initiative, and appreciates China’s efforts to enhance the rights of developing countries in global governance in the fields of artificial intelligence, network and data.

　　8. The two sides agreed to further expand trade and investment cooperation and deepen cooperation in agriculture, fisheries, energy and mining, infrastructure and other fields. Equatorial Guinea fully affirmed the important role played by the Framework Agreement on Special Arrangements for Economic and Trade Cooperation between the Two Countries in promoting bilateral cooperation in infrastructure construction and other fields, and is willing to continue to further strengthen bilateral pragmatic cooperation under the Framework Agreement. Equatorial Guinea promised to strengthen communication with enterprises in China, actively implement existing cooperation projects, and further improve the business environment to provide good conditions for China enterprises to operate in Equatorial Guinea. China welcomes Equatorial Guinea to actively participate in China International Import Expo, China-Africa Economic and Trade Expo and China Import and Export Fair, and supports Equatorial Guinea to enter the China market with more high-quality agricultural and fishery products. China will encourage more powerful China enterprises to invest in Equatorial Guinea, so as to help it diversify its economy.

　　The two sides agreed to continue to give full play to the mechanism of the mixed economic and trade committees of the two countries and promote cooperation in the fields of digital economy, green development and blue economy.

　　9. The two sides spoke highly of the achievements of cooperation between the two countries in the fields of culture, tourism, education, youth, media, sports, public health, epidemic prevention and control, and agreed to further expand people-to-people exchanges, deepen people-to-people friendship, and consolidate the foundation of friendship. The two sides are willing to support the cooperation between Chinese and Equatorial Guinean educational institutions in the fields of personnel training, student exchange, language teaching, vocational skills training, digital education, etc., implement the "100-school cooperation plan between Chinese and African universities", and support the joint research of Chinese and Equatorial Guinean universities. The two sides will strengthen exchanges and cooperation and promote more citizens to travel to each other’s countries. Equatorial Guinea thanked China for its long-term support in the field of health care in Equatorial Guinea. China reiterates that it will continue to support the construction of the public health system in Equatorial Guinea within its capacity, and is willing to communicate closely with Equatorial Guinea, continue to send high-level China medical teams, carry out "small but beautiful" free clinic visits such as "Bright Walk", promote the cooperation of counterpart hospitals, and help the China-Equatorial Guinea Friendship Hospital to give full play to its effectiveness.

　　X. The two sides agreed to further strengthen exchanges and cooperation in the field of peace and security, close high-level exchanges between the armed forces and police forces of the two countries, and strengthen cooperation in personnel training, equipment technology, prevention of terrorist attacks, joint performances and training, and combating transnational crimes.

　　The two sides agreed to strengthen cooperation on international and multilateral affairs. The two sides reiterated that all countries, big or small, are equal, oppose hegemonism and power politics, and unanimously agreed to adhere to true multilateralism, resolutely defend the international system with the United Nations at the core, the international order based on international law, and the basic norms of international relations based on the purposes and principles of the UN Charter, promote an equal and orderly world multipolarization and inclusive economic globalization, and promote the building of a community of human destiny.

　　12. Both sides agreed that the publication of the Five Principles of Peaceful Coexistence 70 years ago was a major initiative in the history of international relations and made a historic contribution to promoting the establishment of a fair and reasonable new type of international relations. The international community should further carry forward the Five Principles of Peaceful Coexistence, enhance friendly cooperation and promote world peace and development.

　　13. Both sides agreed that the reform of the UN Security Council should support developing countries, including Africa, to play a greater role, expand their representation and voice in the Security Council, and correct the historical injustice suffered by Africa. China positively evaluates the important role played by Equatorial Guinea as a member of the Committee of Ten Heads of State (C10) of the AU Security Council Reform and the positive results of the C10 Equatorial Summit, and is willing to continue to strengthen coordination and cooperation with Equatorial Guinea. Equatorial Guinea reiterated that the African Union’s common position is the only feasible choice to correct the historical injustice suffered by Africa, and appreciated China’s first support for the African Union’s accession to the G20.

　　14. Both sides agreed that the development of human rights is the common cause of all mankind, and the rights to subsistence and development are the primary basic human rights, and human rights exchanges and cooperation should be carried out on the basis of mutual respect and equal treatment.

　　15. The two sides spoke highly of the leading role of the Forum on China-Africa Cooperation in promoting high-level cooperation between China and Africa since its establishment 24 years ago, and agreed to further strengthen consultation and coordination on the affairs of the Forum on China-Africa Cooperation, jointly implement pragmatic cooperation in various fields within the framework of the Dakar Action Plan (2022-2024), and jointly address global risk challenges. The two sides look forward to the new summit of the Forum on China-Africa Cooperation, and believe that the meeting will open a new chapter in China-Africa solidarity and cooperation, provide new opportunities for Africa’s development and prosperity, and inject strong certainty into global peace and stability.

　　16. Both sides agreed that during President Obiang’s visit to China, China and Equatorial Guinea reached extensive and important consensus and signed a series of cooperation agreements, which was a complete success and marked a new stage in the development of bilateral relations. President Obiang sincerely thanked the Chairman of the Supreme Leader and the government and people of China for their warm and friendly reception during his visit, and invited the Chairman of the Supreme Leader to visit Equatorial Guinea at his convenience.

　　This statement was jointly issued by both parties in Beijing on May 28th.